Rest Confident, Your Money is Safe and Secure at Kirtland Credit Union, a message from our President & CEO. Learn More

Friday, March 15: the Kirtland CU branch on KAFB is CLOSED. We apologize for any inconvenience. Please visit our nearest Gibson branch for assistance.

Online and Mobile Banking are intermittently unavailable. We are working to resolve the issue and apologize for any inconvenience.

Kirtland Credit Union will never ask you to provide, update, or verify personal or account information through an unsolicited email, phone call, or text message. If you receive an unsolicited email, phone call, or text message, DO NOT RESPOND. Notify us at (505) 254-4369 or 1-800-880-5328.

Concerned about how a government shutdown may impact you? Call us at 1.800.880.5328 to discuss your needs.

Current Rates

Whether you’re looking for a car, a home, or a great return on a certificate, you’ll find the best  service—at Kirtland CU.
Here are the current rates for the loan or savings program you’re interested in.

VEHICLE LOAN RATES

EFFECTIVE: March 1, 2024

ABQJournal_ReadersChoice-Seal
Automobiles & TrucksMaximum Term*As Low As APR
2024-2020Up to 36 mos.8.99%
2024-2020Up to 48 mos.9.09%
2024-202065 mos.9.59%
2024-202075 mos.9.79%
2024-202084 mos.9.89%
2019-201772 mos.10.09%
2016-201460 mos.10.79%
2013-2011Up to 48 mos.11.79%
2010-200536 mos.13.60%
Classic 2004 or older60 mos.9.99%
MotorcyclesMaximum Term*As Low As APR
2024-202260 mos.8.24%
2021 or olderUp to 48 mos.9.24%
Recreational Vehicles and BoatsMaximum Term*As Low As APR
2024-2022180 mos.7.49%
2021 or older120 mos.7.99%

A Kirtland CU vehicle loan can save you money.

Calculate Your Payment

Ready to find your next vehicle?

No need to head to the dealership. You’re already here! Shopping in slippers is more fun, anyway.

Get Started

Three easy ways to apply.

Online

Apply online right now, or tomorrow night. Or whenever it’s convenient for you!

Call

Give us a call, and a member service representative will help you get started.

CALL 1-800-880-5328

Visit

Stop by any of our convenient branches to open your account.

*APR = Annual Percentage Rate and can change at any time without notice. The “As Low as APR” is the interest rate that an “A+” credit-tier member would receive. A margin will be added to this rate for members whose credit score places them in a credit tier other than “A+.” Other special discounts may not be combined. Most Consumer Loans are Tier-Priced by credit score. The interest rate you receive will be based on your credit history and other factors. Speak with a representative to determine the interest rate you will receive. All loans subject to additional underwriting requirements. A member must open and maintain at least one share (savings) account with a minimum balance before any other account may be opened. Account triggered fees and charges that may be assessed against your account are disclosed in the fee schedule. For complete details, refer to the Truth-In-Savings Disclosure. Membership eligibility required. Kirtland CU welcomes veteran, active-duty, and retired members of all branches of the U.S. military, including NM National Guard and Reserve, who have ever been served by KAFB; contractors, employees, and retirees of businesses who work on or with KAFB under contract with the U.S. Government; members and employees of partner organizations throughout Albuquerque; and family members of eligible or existing members. See a representative for complete details.

Don't Be a Victim!

You need to know about credit union impersonation scams so you can avoid becoming a victim of these nefarious tactics.

Online, Mobile, and Telephone Banking will be unavailable on Sunday, December 17 from 12:00-5:00 a.m. MST.