Savings Accounts
Choose the savings option that fits your unique goals.
Certificates
These term savings accounts offer high interest and maximum return. Choose terms from 3 months to 60 months.
We just raised our rates – Earn 4.75% APY* with as little as $500 on 12-month share certificate.
Savings Account
It starts simply—open a savings account with as little as $25, and start saving your way to financial independence.
IMMAs
Insured Money Management Accounts (IMMAs) offer more flexibility and a higher interest rate than traditional savings accounts.
Retirement & College Savings Accounts
College and retirement are two of the biggest milestones you’ll ever save for. An IRA or ESA makes it easy to reach your goal.
Financial Workshops & Educational Resources
Financial Wellness Center
We have developed a Financial Wellness Center, in partnership with MoneyEdu, to offer online courses, a full article library, and personal credit counseling agents that can meet with you on your time. Providing financial education to assist with your needs including:
- Online courses
- Article library
- Personal credit counseling agents
- Free- registration required
All Access
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*APY = Annual Percentage Yield. **DR = Dividend Rate. Membership eligibility required. Kirtland CU welcomes veteran, active-duty, and retired members of all branches of the U.S. military, including NM National Guard and Reserve, who have ever been served by KAFB; contractors, employees, and retirees of businesses who work on or with KAFB under contract with the U.S. Government; members and employees of partner organizations throughout Albuquerque; and family members of eligible or existing members. See a representative for complete details. A member must open and maintain at least one share (savings) account with a minimum balance before any other account may be opened. Your savings are federally insured to at least $250,000 by the NCUA. For detailed account information and disclosures, refer to the Truth-In-Savings Disclosure and Membership and Account Agreement. Account triggered fees and charges that may be assessed against your account are disclosed in the fee schedule.
