Rest Confident, Your Money is Safe and Secure at Kirtland Credit Union, a message from our President & CEO. Learn More

Kirtland CU branches and the Member Contact Center will be closed Monday, September 4 in observance of Labor Day.

Stay safe – don’t respond to text messages or mobile alerts from someone you don’t know. >> Learn more

Due to a power outage, our Montgomery Crossings branch is currently closed.

Our other branches remain open to serve your needs, as well as Kirtland CU Online & Mobile Banking.

save for today
Ensure that unexpected expenses don’t threaten your financial independence.
See Your Savings Options
save for tomorrow
Dream bigger, save bigger. Higher-yield savings accounts can help you save faster than traditional options.
learn more about imma
save for the future
College and retirement—the milestones are closer than you think. We have the tools to make sure you’re prepared.
explore retirement and education savings

Savings Accounts

Choose the savings option that fits your unique goals.


These term savings accounts offer high interest and maximum return. Choose terms from 3 months to 60 months.

We just raised our rates – Earn 4.75% APY* with as little as $500 on 12-month share certificate.  

Savings Account

It starts simply—open a savings account with as little as $25, and start saving your way to financial independence.


Insured Money Management Accounts (IMMAs) offer more flexibility and a higher interest rate than traditional savings accounts.

Retirement & College Savings Accounts

College and retirement are two of the biggest milestones you’ll ever save for. An IRA or ESA makes it easy to reach your goal.

Financial Workshops & Educational Resources

Financial Wellness Center

We have developed a Financial Wellness Center, in partnership with MoneyEdu, to offer online courses, a full article library, and personal credit counseling agents that can meet with you on your time. Providing financial education to assist with your needs including:

All Access

See, move, and control your money—however and whenever it works for you. That’s true financial independence.

Online Banking

24-Hour TellerPhone



Mobile Banking

Call Us

*APY = Annual Percentage Yield. **DR = Dividend Rate. Membership eligibility required. Kirtland CU welcomes veteran, active-duty, and retired members of all branches of the U.S. military, including NM National Guard and Reserve, who have ever been served by KAFB; contractors, employees, and retirees of businesses who work on or with KAFB under contract with the U.S. Government; members and employees of partner organizations throughout Albuquerque; and family members of eligible or existing members. See a representative for complete details. A member must open and maintain at least one share (savings) account with a minimum balance before any other account may be opened. Your savings are federally insured to at least $250,000 by the NCUA. For detailed account information and disclosures, refer to the Truth-In-Savings Disclosure and Membership and Account Agreement. Account triggered fees and charges that may be assessed against your account are disclosed in the fee schedule.

Don't Be a Victim!

You need to know about credit union impersonation scams so you can avoid becoming a victim of these nefarious tactics.

Money Movement (P2P & A2A) Services are Temporarily Unavailable.