Rest Confident, Your Money is Safe and Secure at Kirtland Credit Union, a message from our President & CEO. Learn More

All Kirtland CU branches and locations will be closed on Monday, May 27 in observance of Memorial Day.

Kirtland Credit Union will never ask you to provide, update, or verify personal or account information through an unsolicited email, phone call, or text message.

We will NEVER ask for your online banking access codes, credentials or for you to transfer money.

If you receive an unsolicited email, phone call, or text message, DO NOT RESPOND. Notify us at (505) 254-4369 or 1-800-880-5328.

Learn more about fraud awareness and prevention at our Security Center page.

Concerned about how a government shutdown may impact you? Call us at 1.800.880.5328 to discuss your needs.

credit cards
From everyday purchases to fun vacations, the VISA Platinum Credit Card has you covered.
learn about the ViSA Platinum credit card
home loans
Whether a purchase or refinance, Kirtland CU home loan options get you in the door.
Find a Mortgage
vehicle loans
Drive happy with these low-rate vehicle loans.
explore auto loans
home equity
Put your home’s value to work for you.
Access Your Home's Equity
personal loans
Build smart credit with a loan or line of credit.
explore personal loans

Borrowing Options

Your greatest sources of financial independence are “smart debt”: your car, your home, and your credit. We can help you reach them.

Credit Cards

The VISA® Credit Card offers a low interest rate and a choice of three programs you’ll actually use. This is the last credit card you’ll ever need.

Auto Loans

Shopping for your next car, truck, motorcycle, RV, boat, or aircraft? If you can dream it, we can finance it. Get pre-approved before you shop to save even more.

Mortgage Loans

If you’re thinking of purchasing a new home, our home loan solutions help you get it done.

Personal Loans

Handle any project or expense with a personal loan, and enjoy local service, local payments, and local experts.

Financial Workshops & Educational Resources

Financial Wellness Center

We have developed a Financial Wellness Center, in partnership with MoneyEdu, to offer online courses, a full article library, and personal credit counseling agents that can meet with you on your time. Providing financial education to assist with your needs including:

Make A Payment

Three ways to make a payment.

Click

Make a payment online when it works for you in Online Banking - 24 hours a day, 7 days a week.

Call

Make a payment 24 hours a day using the TellerPhone system.
CALL 1-800-880-8277

Or member service representatives are available to assist you six days a week.
CALL 1-800-880-5328

Visit

Stop by any of our convenient branches to make a payment.

Kirtland Credit Union is an Equal Housing Lender. All loan program issuances are subject to credit worthiness and are not guaranteed. Membership eligibility required. Kirtland CU welcomes veteran, active-duty, and retired members of all branches of the U.S. military, including NM National Guard and Reserve, who have ever been served by KAFB; contractors, employees, and retirees of businesses who work on or with KAFB under contract with the U.S. Government; members and employees of partner organizations throughout Albuquerque; and family members of eligible or existing members. See a representative for complete details.

Don't Be a Victim!

You need to know about credit union impersonation scams so you can avoid becoming a victim of these nefarious tactics.

Online and Mobile Banking will be unavailable on Thursday, May 9 from 10:00 p.m. to 6:00 a.m. Friday, May 10.