Rest Confident, Your Money is Safe and Secure at Kirtland Credit Union, a message from our President & CEO. Learn More

All Kirtland CU branches and locations will be closed on Monday, November 11 in observance of Veterans Day.

Our TellerPhone service is experiencing intermittent issues.  We are working diligently to resolve. Please use our Online and Mobile banking services. We apologize for any inconvenience.

Kirtland CU will never contact you to ask for your login or payment information such as your email, online credentials, access codes, or your debit card number, PIN, or CVV. >> Learn more

We have engaged Forvis Mazars, LLP (Attn: Bud Hollenkamp, 1801 California Street, Ste. 2900, Denver, CO 80202) to perform member verifications. Kindly compare the balance of your accounts on your September 2024 statement WITH YOUR RECORDS. If balances do not agree, please address your discrepancies directly to Forvis Mazars, LLP. Include your name, truncated account number, and an explanation of the difference noted.  A reply is not considered necessary unless a difference is noted.

ROUTING NUMBER: 307070050

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Current Rates

Whether you’re looking for a car, a home, or a great return on a certificate, you’ll find the best  service—at Kirtland CU.
Here are the current rates for the loan or savings program you’re interested in.

We just raised our savings rates and want you to rise above the rest!

If you're looking for a great return on a share certificate, you’ll find the best rates and service at Kirtland CU.

See our New Rates

Share Deposit Rates

EFFECTIVE:

October 1, 2024 – October 31, 2024

Account TypeBalance Tiers*APY**DR
Share (Savings) Accounts1$5-$9990.10%0.10%
Share (Savings) Accounts1$1,000+0.10%0.10%
High-Yield Savings Account2$0.01 - $50,0004.80%4.70%
High-Yield Savings Account2$50,001 +0.10%0.10%
Share Draft (Checking) Accounts3$500 to earn dividends0.05%0.05%
Insured Money Management/Individual Retirement Accounts4Less than $2,0001.00%1.00%
Insured Money Management/Individual Retirement Accounts4$2,000 - $4,9991.26%1.25%
Insured Money Management/Individual Retirement Accounts4$5,000 - $24,9991.41%1.40%
Insured Money Management/Individual Retirement Accounts4$25,000 - $49,9991.51%1.50%
Insured Money Management/Individual Retirement Accounts4$50,000 - $99,9991.76%1.75%
Insured Money Management/Individual Retirement Accounts4$100,000+2.02%2.00%

Footnotes:

  1. Includes Main Share, Additional Share, Business Share and Youth Shares (Joey Club, Koala Club, Club FIT)
  2. High-Yield Savings Account must be opened/funded with funds from outside of Kirtland CU
  3. Includes Military, Freedom-Plus, e-Checking, DBA, Business, Organizational and Youth checking accounts
  4. Refers to our IRA Contributory Accounts

Trying to save? Find out which savings options are right for you.

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Three easy ways to apply.

Online

Apply online right now, or tomorrow night. Or whenever it’s convenient for you!

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Call

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CALL 1-800-880-5328

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*APY = Annual Percentage Yield. **DR = Dividend Rate. Your deposit accounts are federally insured to at least $250,000 by the NCUA. A member must open and maintain at least one share (savings) account with a minimum balance before any other account may be opened. Account triggered fees and charges that may be assessed against your account are disclosed in the fee schedule. For complete details, refer to the Truth-In-Savings Disclosure. Membership eligibility required. Kirtland CU welcomes veteran, active-duty, and retired members of all branches of the U.S. military, including NM National Guard and Reserve, who have ever been served by KAFB; contractors, employees, and retirees of businesses who work on or with KAFB under contract with the U.S. Government; members and employees of partner organizations throughout Albuquerque; and family members of eligible or existing members. See a representative for complete details.

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Routing Number: 307070050

6440 Gibson Blvd. SE, Albuquerque, NM 87108

Copyright. Kirtland Federal Credit Union 2024. All rights reserved

Federally insured by NCUA Equal Opportunity Lender

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Online and Mobile Banking are currently experiencing technical difficulties and may be intermittently unavailable. We apologize for any inconvenience this causes our members.

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