Rest Confident, Your Money is Safe and Secure at Kirtland Credit Union, a message from our President & CEO. Learn More
Kirtland FCU branches and the Member Contact Center will be closed Monday, May 29 in observance of Memorial Day.
Every loan program is backed by Kirtland CU’s friendly, local service and account management tools that put you in the driver’s seat. So, let’s go shopping.
Buy new, buy used, or refinance your current vehicle for your lowest interest rate and monthly payment. Enjoy terms up to 84 months and rates as low as 6.99% APR*.
Mechanical Breakdown Protection (MBP) – coverage that helps after your factory warranty expires.
Guaranteed Asset Protection (GAP) – can help pay the difference between what you owe and what your insurance company pays.
If you’re an active member of the U.S. armed forces with little or no credit history, enjoy terms up to 75 months with rates as low as 9.99% APR*—no cosigner required.
Finance your recreational vehicle or boat with us, and head out on your next adventure. Terms up to 180 months allow you to keep your monthly payments low and the good times rolling (or floating).
We finance two wheels, too. With flexible terms of either 48 or 60 months and rates as low as 7.24% APR*, you’ll be cruising in no time.
Albuquerque and hot-air balloons just go together. If you need to finance a vehicle that flies—a hot-air balloon or aircraft—come talk with us. Just promise you’ll give us a ride.
The best laid plans can sometimes go awry. Choose from three levels of protection that can reduce or even eliminate your loan payment after an unforeseen financial hardship such as a death or job loss.
No need to head to the dealership. You’re already here! Shopping in slippers is more fun, anyway.
Three easy ways to apply.
Membership eligibility required. Kirtland CU welcomes veteran, active-duty, and retired members of all branches of the U.S. military, including NM National Guard and Reserve, who have ever been served by KAFB; contractors, employees, and retirees of businesses who work on or with KAFB under contract with the U.S. Government; members and employees of partner organizations throughout Albuquerque; and family members of eligible or existing members. See a representative for complete details. *APR = Annual Percentage Rate. Rates effective the first of each month and are subject to change at any time without notice. Interest rates and loan funding is dependent on credit worthiness and the prime rate. Vehicle loans are dependent on the model year and down payment. No cosigner is required for the First-Time Airmen Auto Loan.