Rest Confident, Your Money is Safe and Secure at Kirtland Credit Union, a message from our President & CEO. Learn More

All Kirtland CU branches and locations will be closed on Thursday, July 4 in observance of Independence Day.

Due to a global tech outage, the processing of some services may be impacted today, Friday, July 19.

We are working quickly to restore service, and we appreciate your patience.

Our TellerPhone service is experiencing intermittent issues.  We are working diligently to resolve. Please use our Online and Mobile banking services. We apologize for any inconvenience.

Phishing scams are on the rise – don’t get caught! Learn how to spot scams and more at our Fraud Awareness and Prevention Center.

If you have been financially impacted by the wildfires and floods in the Ruidoso area, we have options available to help. Call us at 1-800-880-5328 to learn more.

Calculate your vehicle payment

How does the right car fit into your budget? Let’s find out.

Finance With Kirtland CU

With rates as low as 8.99% APR* or terms up to 84 months, an auto loan with Kirtland CU just make sense. But seeing is believing! Use our handy loan calculator to see where a new car loan would fit into your budget.

Once you’ve generated the estimate, click Save or Apply Now to send us your information. A member representative with Kirtland CU will follow up to answer any questions or get your application started.

The freedom to go is one (awesome) auto loan away.

Let's Drive

Let’s get going! With Kirtland CU’s auto loan programs and comprehensive car search, you’re in the driver’s seat.

Search Cars

Ready to find your ride? Start your search now.

Rates How Low?!

Great rates mean you pay less…for more!

Apply Now

Get pre-approved now, and shop confidently.

Get Started

Three easy ways to apply.

Click

Apply online when it works for you—24 hours a day, 7 days a week.

Call

Give us a call, and a member service representative will help you get started.

CALL 1-800-880-5328

Visit

Stop by any of our convenient branches to start your application.

Membership eligibility required. *APR=annual percentage rate. Rates effective the first of each month and are subject to change at any time without notice. Actual rate and loan are dependent on age of vehicle, type of loan, credit worthiness, and other factors. Any generated estimate using this calculator does not constitute an agreement or guarantee of any rate or loan amount.

Don't Be a Victim!

You need to know about credit union impersonation scams so you can avoid becoming a victim of these nefarious tactics.

Online and Mobile Banking will be unavailable on Thursday, May 9 from 10:00 p.m. to 6:00 a.m. Friday, May 10.