Rest Confident, Your Money is Safe and Secure at Kirtland Credit Union, a message from our President & CEO. Learn More

Friday, March 15: the Kirtland CU branch on KAFB is CLOSED. We apologize for any inconvenience. Please visit our nearest Gibson branch for assistance.

Online and Mobile Banking are intermittently unavailable. We are working to resolve the issue and apologize for any inconvenience.

Kirtland Credit Union will never ask you to provide, update, or verify personal or account information through an unsolicited email, phone call, or text message. If you receive an unsolicited email, phone call, or text message, DO NOT RESPOND. Notify us at (505) 254-4369 or 1-800-880-5328.

Concerned about how a government shutdown may impact you? Call us at 1.800.880.5328 to discuss your needs.

ROUTING NUMBER: 307070050

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Refinance and Save Today!
Refinancing is easy. We handle everything, including your loan payoff, so you can start saving...fast!
Apply Now

Looking to save on your monthly auto loan payment?

Our affordable auto refinance program enables you to keep your current vehicle with loan terms more suitable to your current budget.

90 days no payment**

Competitive Low Rates

Extend Your Loan Term

No Pre-Payment Penalties

Multiple repayment Methods

No application or Origination Fees

Is Refinancing Right For You?

Refinancing is an excellent option for people looking to regain control of their finances. Should you consider refinancing?

  • Are your monthly auto payments too high?
  • Have you improved your credit score?
  • Are your term lengths no longer fitting your lifestyle?

If you said Yes to any of these questions, we're here to help you get that Refi Feeling!

Refinance today

Calculate Your New Payment

With rates as low as 3.29% APR* or terms up to 84 months, an auto loan with Kirtland FCU just make sense. But seeing is believing! Use our handy loan calculator to see where a new car loan would fit into your budget.

Once you’ve generated the estimate, click Save or Apply Now to send us your information. A member representative with Kirtland FCU will follow up to answer any questions or get your application started.

See current rates

How do I Apply for an Auto Refinance Loan?

Three easy ways to apply.

Click

Start your application online when it works for you—24 hours a day, 7 days a week.

Let's Go

Call

Give us a call, and a member service representative will help you get started.

CALL 1-800-880-5328

Visit

Stop by any of our convenient branches to open your account.

Find A Branch
Membership eligibility required. *APR=annual percentage rate. Rates effective the first of each month and are subject to change at any time without notice. Actual rate and loan are dependent on age of vehicle, type of loan, credit worthiness, and other factors. Any generated estimate using this calculator does not constitute an agreement or guarantee of any rate or loan amount.
 
**Loans currently financed at Kirtland FCU are not eligible for the 90 days to first payment.
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Routing Number: 307070050

6440 Gibson Blvd. SE, Albuquerque, NM 87108

Copyright. Kirtland Federal Credit Union 2024. All rights reserved

Federally insured by NCUA Equal Opportunity Lender

THIRD PARTY LINK DISCLOSURE: We may provide links to third party sites, independent from Kirtland Federal Credit Union. These links are provided only as a convenience. Kirtland Federal Credit Union does not manage the operation, content or any links contained inside of the website you are about to enter. The privacy and security policies of the site may differ from those of Kirtland Federal Credit Union.

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Online, Mobile, and Telephone Banking will be unavailable on Sunday, December 17 from 12:00-5:00 a.m. MST.

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