Rest Confident, Your Money is Safe and Secure at Kirtland Credit Union, a message from our President & CEO. Learn More

Credit and debit card fraud is on the rise. Please monitor your account activity for any unusual transactions. >> Learn more

Kirtland CU branches and the Member Contact Center will be closed on Monday, February 19 in observance of Presidents’ Day.

Kirtland Credit Union will never ask you to provide, update, or verify personal or account information through an unsolicited email, phone call, or text message. If you receive an unsolicited email, phone call, or text message, DO NOT RESPOND. Notify us at (505) 254-4369 or 1-800-880-5328.

If you may experience financial hardship related to the government shutdown, we’re here to help. Call 1.800.880.5328 or visit one of our branch locations for more information.

Your Community, Your Credit Union!

Are you looking for a financial partner you can trust – one that has your best interests at heart? Look no further than Kirtland Credit Union.

The Credit Union Difference

Become a member today and enjoy the benefits of belonging. You’ll find a caring team dedicated to your financial well-being with us. We take the time to understand your unique needs and goals to help you Live Confident.

Membership Criteria

There are no membership enrollment fees, just the $5 share deposit to get your membership established! It only takes about 10 minutes to apply for Kirtland CU membership online. If you are 18 years or older, here’s what you’ll need in order to apply:

  • Your driver’s license or a passport
  • Your U.S. Social Security number
  • Your U.S. citizenship or resident alien documentation if necessary
  • Information for other accounts you want to switch to Kirtland CU

We offer handcrafted, unique financial solutions to suit your lifestyle.





Auto Loans

Personal Loans

Credit Card


Join Now

Three easy ways to join.


Apply for membership online when it works for you—24 hours a day, 7 days a week.


Give us a call, and a member service representative will help you get started.

CALL 1-800-880-5328


Stop by any of our convenient branches to join.

Membership eligibility is required. A member must open and maintain at least one share (Savings) account with a minimum balance before other accounts may be opened.  Account triggered fees/charges that may be assessed against your account are disclosed in the Fee Schedule. For detailed account information and disclosures, refer to the Truth-In-Savings Disclosure and Membership and Account Agreement. Contact us for complete details.

Don't Be a Victim!

You need to know about credit union impersonation scams so you can avoid becoming a victim of these nefarious tactics.

Online, Mobile, and Telephone Banking will be unavailable on Sunday, December 17 from 12:00-5:00 a.m. MST.