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ROUTING NUMBER: 307070050
Rest Confident, Your Money is Safe and Secure at Kirtland Credit Union, a message from our President & CEO. Learn More
Friday, March 15: the Kirtland CU branch on KAFB is CLOSED. We apologize for any inconvenience. Please visit our nearest Gibson branch for assistance.
Online and Mobile Banking are intermittently unavailable. We are working to resolve the issue and apologize for any inconvenience.
Kirtland Credit Union will never ask you to provide, update, or verify personal or account information through an unsolicited email, phone call, or text message. If you receive an unsolicited email, phone call, or text message, DO NOT RESPOND. Notify us at (505) 254-4369 or 1-800-880-5328.
Concerned about how a government shutdown may impact you? Call us at 1.800.880.5328 to discuss your needs.
ROUTING NUMBER: 307070050
Wednesday, October 26 • 5:30–7:30 p.m.
EFFECTIVE: April 1, 2024
Home Equity Loan | Maximum Term | *As Low As APR |
---|---|---|
Up to 80% LTV | 120 mos. | 7.25% |
80.01% to 90% LTV | 120 mos. | 7.75% |
Up to 80% LTV | 180 mos. | 7.50% |
80.01% to 90% LTV | 180 mos. | 8.00% |
Put your home’s value to work for you.
Home Equity Line of Credit | Maximum Term | *As Low As APR |
---|---|---|
Up to 80% LTV | 180 mos. | 8.50% |
80.01% to 90% LTV | 180 mos. | 8.50% |
Thinking of tapping into your home’s equity?
Three easy ways to apply.
Apply online right now, or tomorrow night. Or whenever it’s convenient for you!
Give us a call, and a member service representative will help you get started.
Stop by any of our convenient branches to open your account.
*APR = Annual Percentage Rate and can change at any time without notice. The “As Low as APR” is the interest rate that an “A+” credit-tier member would receive. A margin will be added to this rate for members whose credit score places them in a credit tier other than “A+.” Other special discounts may not be combined. Most Consumer Loans are Tier-Priced by credit score. The interest rate you receive will be based on your credit history and other factors. Speak with a representative to determine the interest rate you will receive. All loans subject to additional underwriting requirements. Kirtland Credit Union is an equal housing lender. Financing available for properties in New Mexico only. Loan subject to credit approval and based on equity in home. Closing costs may vary based on transaction. Home equity loans and lines of credit are limited to 90% loan-to-value and $200,000; actual savings based on transaction amount. Special restrictions may apply; contact a representative for complete details. As with all lending services, full disclosures, terms, and conditions will be supplied with your home equity disclosures. Most Consumer Loans are Tier-Priced by credit score. The interest rate you receive will be based on your credit history and other factors. Speak with a representative to determine the interest rate you will receive. All loans subject to additional underwriting requirements. A member must open and maintain at least one share (savings) account with a minimum balance before any other account may be opened. Account triggered fees and charges that may be assessed against your account are disclosed in the fee schedule. For complete details, refer to the Truth-In-Savings Disclosure. Membership eligibility required. Kirtland CU welcomes veteran, active-duty, and retired members of all branches of the U.S. military, including NM National Guard and Reserve, who have ever been served by KAFB; contractors, employees, and retirees of businesses who work on or with KAFB under contract with the U.S. Government; members and employees of partner organizations throughout Albuquerque; and family members of eligible or existing members. See a representative for complete details.
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Routing Number: 307070050
6440 Gibson Blvd. SE, Albuquerque, NM 87108
Federally insured by NCUA Equal Opportunity Lender