Rest Confident, Your Money is Safe and Secure at Kirtland Credit Union, a message from our President & CEO. Learn More

All Kirtland CU branches and locations will be closed on Monday, May 26 in observance of Memorial Day.

Use caution if you receive a call, email, or text message that appears to be from Kirtland Credit Union. Don’t click on links or call phone numbers in unsolicited messages. Remember: We will NEVER ask for your online banking access codes, credentials or for you to transfer money.

If you may experience financial hardship related to the government shutdown, we’re here to help. Call 1.800.880.5328 or visit one of our branch locations for more information.

Join us for our 2025 Annual Member Meeting on Tuesday, March 25 at 5:00 p.m. at our Gibson branch. This meeting is open to all members.

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ROUTING NUMBER: 307070050

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Calculate your home equity line-of-credit payment

Thinking of tapping into your home’s equity? Calculate your payments now.

A little brew,
a little home loan,
and a whole lot of fun!

Wednesday, October 26 • 5:30–7:30 p.m.

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There's Money In These Walls

As you pay down your mortgage, you gain value (equity) that you can borrow against to pay for projects or other big expenses – a HELOC is a revolving source of money that allows you to borrow what you need, when you need it, over a period of time.

See what you could be paying each month for your HELOC using the handy calculator. Once you’ve calculated your payments, click Save or Apply Now to send us your information. A representative will follow up to answer any questions or help you get started.

See current rates

Tackle any expense with a home equity line of credit.

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Get Started

Three easy ways to apply.

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Apply online when it works for you—24 hours a day, 7 days a week.

Let's Go

Call

Give us a call, and a member service representative will help you get started.

CALL 1-800-880-5328

Visit

Stop by any of our convenient branches to start your application.

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Membership eligibility required. See a representative for complete details. Kirtland Credit Union is an equal housing lender. Financing available for properties in New Mexico only. Loan subject to credit approval and based on equity in home. Closing costs may vary based on transaction. Home equity loans and lines of credit are limited to 90% loan-to-value and $200,000; actual savings based on transaction amount. Special restrictions may apply; contact a representative for complete details. Consult a tax advisor regarding deductibility of interest. As with all lending services, full disclosures, terms, and conditions will be supplied with your mortgage or home equity disclosures.
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Routing Number: 307070050

6440 Gibson Blvd. SE, Albuquerque, NM 87108

Copyright. Kirtland Federal Credit Union 2025. All rights reserved.

Federally insured by NCUA Equal Opportunity Lender

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