Rest Confident, Your Money is Safe and Secure at Kirtland Credit Union, a message from our President & CEO. Learn More

All Kirtland CU branches and locations will be closed on Monday, February 17 in observance of Presidents’ Day.

Use caution if you receive a call, email, or text message that appears to be from Kirtland Credit Union. Don’t click on links or call phone numbers in unsolicited messages. Remember: We will NEVER ask for your online banking access codes, credentials or for you to transfer money.

If you may experience financial hardship related to the government shutdown, we’re here to help. Call 1.800.880.5328 or visit one of our branch locations for more information.

ROUTING NUMBER: 307070050

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How does the right car fit into your budget? Let’s find out.

Finance With Kirtland CU

With rates as low as 8.99% APR* or terms up to 84 months, an auto loan with Kirtland CU just make sense. But seeing is believing! Use our handy loan calculator to see where a new car loan would fit into your budget.

Once you’ve generated the estimate, click Save or Apply Now to send us your information. A member representative with Kirtland CU will follow up to answer any questions or get your application started.

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The freedom to go is one (awesome) auto loan away.

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Let's Drive

Let’s get going! With Kirtland CU’s auto loan programs and comprehensive car search, you’re in the driver’s seat.

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Ready to find your ride? Start your search now.

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Rates How Low?!

Great rates mean you pay less…for more!

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Get pre-approved now, and shop confidently.

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Three easy ways to apply.

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Stop by any of our convenient branches to start your application.

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Membership eligibility required. *APR=annual percentage rate. Rates effective the first of each month and are subject to change at any time without notice. Actual rate and loan are dependent on age of vehicle, type of loan, credit worthiness, and other factors. Any generated estimate using this calculator does not constitute an agreement or guarantee of any rate or loan amount.
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Routing Number: 307070050

6440 Gibson Blvd. SE, Albuquerque, NM 87108

Copyright. Kirtland Federal Credit Union 2025. All rights reserved.

Federally insured by NCUA Equal Opportunity Lender

THIRD PARTY LINK DISCLOSURE: We may provide links to third party sites, independent from Kirtland Federal Credit Union. These links are provided only as a convenience. Kirtland Federal Credit Union does not manage the operation, content or any links contained inside of the website you are about to enter. The privacy and security policies of the site may differ from those of Kirtland Federal Credit Union.

Fraud Awareness & Prevention

Have questions about fraud, scams, or identity theft? We have FAQs, resources, and more to help, all in one place.

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Online and Mobile Banking are currently experiencing technical difficulties and may be intermittently unavailable. We apologize for any inconvenience this causes our members.

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