1-To earn the rate discount up to 0.50% APR and 90-day to first payment incentive, you must finance a car or truck loan with Kirtland CU and be a member in good standing. Offer expires August 31, 2026. 

*APR = Annual Percentage Rate; can change at any time without notice. The “As Low as APR” is the interest rate an “A+” credit-tier member would receive. A margin will be added to this rate for members whose credit score places them in a credit tier other than “A+”. Other special discounts may not be combined. Most Consumer Loans are tier-priced by credit score. The interest rate you receive will be based on your credit history and other factors. Speak with a representative to determine the interest rate you will receive. All loans are subject to additional underwriting requirements. 

For complete account details, refer to the Truth-In-Savings Disclosure and fee schedule. Kirtland CU welcomes veteran, active-duty, and retired members of all branches of the U.S. military, including NM National Guard and Reserve, who have ever been served by KAFB; contractors, employees, and retirees of businesses who work on or with KAFB under contract with the U.S. Government; members and employees of partner organizations throughout Albuquerque; and family members of eligible or existing members.

Membership eligibility required. Equal Opportunity Lender. Speak with a representative for complete details.