Rest Confident, Your Money is Safe and Secure at Kirtland Credit Union, a message from our President & CEO. Learn More

Mobile Check Deposit is Temporarily Unavailable. We apologize for the inconvenience.

All Kirtland CU branches and locations will be closed on Monday, May 25 in observance of Memorial Day.

Join us at our 2026 Annual Meeting at our Gibson Operations Center on Tuesday, March 24 at 5:00pm. Click here for event details.

If you may experience financial hardship related to the government shutdown, we’re here to help. Contact us at 1.800.880.5328 for assistance, and click here to see how we are standing with you.

If you are experiencing financial hardship related to the government shutdown, we’re here to help. Click here to see how we are standing with you.

Use caution if you receive a call, email, or text message that appears to be from Kirtland Credit Union. Don’t click on links or call phone numbers in unsolicited messages. Remember: We will NEVER ask for your online banking access codes, credentials or for you to transfer money.

Chat Temporarily Unavailable: We’re currently experiencing issues with our chat service in Digital Banking. For immediate assistance, please call us or visit your nearest branch. We apologize for the inconvenience.

Search

ROUTING NUMBER: 307070050

LOGIN/REGISTER

Calculate your home equity loan payment

Thinking of tapping into your home’s equity? Calculate your payments now.

A little brew,
a little home loan,
and a whole lot of fun!

Wednesday, October 26 • 5:30–7:30 p.m.

Learn More

There's Money In These Walls

As you pay down your mortgage, you gain value (equity) that you can borrow against to pay for projects or other big expenses – and with low rates and easy funding, Kirtland CU is the perfect choice. See what you could be paying each month to tap into your equity, using the handy calculator.

Once you’ve generated the estimate, click Save or Apply Now to send us your information. A member representative with Kirtland CU will follow up to answer any questions or get your application started.

See current rates

Tap into the value in your home with a home equity loan.

Learn more

Get Started

Three easy ways to apply.

Click

Apply online when it works for you—24 hours a day, 7 days a week.

Let's Go

Call

Give us a call, and a member service representative will help you get started.

CALL 1-800-880-5328

Visit

Stop by any of our convenient branches to start your application.

Find A Branch
Membership eligibility required. See a representative for complete details. Kirtland Credit Union is an equal housing lender. Financing available for properties in New Mexico only. Loan subject to credit approval and based on equity in home. Closing costs may vary based on transaction. Home equity loans and lines of credit are limited to 90% loan-to-value and $200,000; actual savings based on transaction amount. Special restrictions may apply; contact a representative for complete details. Consult a tax advisor regarding deductibility of interest. As with all lending services, full disclosures, terms, and conditions will be supplied with your mortgage or home equity disclosures.

Tuesday, March 24 • 5:00 p.m.

Join us for our 2026 Annual Meeting, where we’ll cover the state of the credit union – all members are welcome!

Click here for complete details on in-person and online attendance options.

Member Login

LOGIN

Not registered,
Click Here to Register

Credit Card Rewards Points

REDEEM NOW

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.