Rest Confident, Your Money is Safe and Secure at Kirtland Credit Union, a message from our President & CEO. Learn More

All Kirtland CU branches and locations will be closed on Monday, January 20th in observance of Martin Luther King Jr. Day.
FRAUD ALERT: Have you received a text message asking to verify a fraudulent transaction? Do not click on that link or call the phone number on your text message. Scammers are using a variety of messages and techniques to gain access to your account. Learn how to protect yourself on our Fraud Awareness and Prevention Center.

If you may experience financial hardship related to the government shutdown, we’re here to help. Call 1.800.880.5328 or visit one of our branch locations for more information.

ROUTING NUMBER: 307070050

LOGIN/REGISTER

Calculate your vehicle payment

How does the right car fit into your budget? Let’s find out.

Finance With Kirtland CU

With rates as low as 8.99% APR* or terms up to 84 months, an auto loan with Kirtland CU just make sense. But seeing is believing! Use our handy loan calculator to see where a new car loan would fit into your budget.

Once you’ve generated the estimate, click Save or Apply Now to send us your information. A member representative with Kirtland CU will follow up to answer any questions or get your application started.

See current rates

The freedom to go is one (awesome) auto loan away.

Learn more

Let's Drive

Let’s get going! With Kirtland CU’s auto loan programs and comprehensive car search, you’re in the driver’s seat.

Search Cars

Ready to find your ride? Start your search now.

Search now

Rates How Low?!

Great rates mean you pay less…for more!

Check rates

Apply Now

Get pre-approved now, and shop confidently.

Apply

Get Started

Three easy ways to apply.

Click

Apply online when it works for you—24 hours a day, 7 days a week.

Let's Go

Call

Give us a call, and a member service representative will help you get started.

CALL 1-800-880-5328

Visit

Stop by any of our convenient branches to start your application.

Find A Branch
Membership eligibility required. *APR=annual percentage rate. Rates effective the first of each month and are subject to change at any time without notice. Actual rate and loan are dependent on age of vehicle, type of loan, credit worthiness, and other factors. Any generated estimate using this calculator does not constitute an agreement or guarantee of any rate or loan amount.
Accounts
Member Services
Help & Support
About
On The Go
Apple
Android

Connect With Us

Facebook Instagram Linkedin

Routing Number: 307070050

6440 Gibson Blvd. SE, Albuquerque, NM 87108

Copyright. Kirtland Federal Credit Union 2025. All rights reserved.

Federally insured by NCUA Equal Opportunity Lender

THIRD PARTY LINK DISCLOSURE: We may provide links to third party sites, independent from Kirtland Federal Credit Union. These links are provided only as a convenience. Kirtland Federal Credit Union does not manage the operation, content or any links contained inside of the website you are about to enter. The privacy and security policies of the site may differ from those of Kirtland Federal Credit Union.

Let's Make Friends

Share the love! Get $200 for you and your friend for each qualified referral you make.

Learn Now

Online and Mobile Banking are currently experiencing technical difficulties and may be intermittently unavailable. We apologize for any inconvenience this causes our members.

Member Login

Not registered, Click Here to Register

Credit Card Rewards Points

REDEEM NOW