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ROUTING NUMBER: 307070050
Goal Builder
You control the goals based on your life and needs.
Goal Builder helps you Live Confident and reach your financial goals by virtually setting aside dollars within your online or mobile banking account. You can “choose your own goal” or select from the predefined goals listed below.
- Rainy Day Fund
- Charity
- Education
- Engagement Ring
- Gifts
- Homeownership
- Investments
- Retirement
- Travel & Vacation
- Vehicle
Overview
Step One: Planning Your Goal
Goal Builder guides you through setting the goal amount, the start date, the target completion date, and the frequency for designating money to the goal.
Step Two: Setting Your Rules
Make a one-time designation to mark funds towards your goal of your choice or start strong with a smaller designated amount. The Target Date reflects your goal amount and when you want to hit it. Try “set and forget it” for larger goals.
You can:
- Change your rule’s start date, frequency, amount, or target end date.
- Designate funds to your goal based on a percentage of every deposit into your account.
Recurring Designation Example
Percentage of Account Deposits Example
Step Three: Confirming Your Goal
The final step is to review your target amount and the ongoing rule to reach your goal. You can adjust any details at any time.
Once you select Confirm, the system will take you to the All Goals landing page, where notification for the new goal appears in the top left corner.
Frequently Asked Questions
Goal Builder is a savings tool that offers visualization for multiple goals contained in one account. By removing the mental accounting of what can be used or what needs to be saved for which goal, Goal Builder simplifies user savings by streamlining activity to one account and reducing the need to transfer money.
Users have one account driving all their goals and can set up goals according to their priorities and see their remaining balance after accounting for their goals. Goals are created individually, enabling you to determine how much to designate and how frequently to use “set it and forget it” rules to achieve your target goal amount.
Click on the “Get Started” button within Online Banking or Mobile Banking. It’s right under the purple piggy. From there, simply follow the prompts to set up your first savings goal.
Goal Builder is a free part of your Kirtland Credit Union membership. It’s our way to help you Live Confident.
No. Goal Builder makes no financial transactions between your accounts. It’s a way to visualize your goals within one account.
