Rest Confident, Your Money is Safe and Secure at Kirtland Credit Union, a message from our President & CEO. Learn More

All Kirtland CU branches and locations will be closed on Wednesday, June 19 in observance of Juneteenth.

Kirtland Credit Union will never ask you to provide, update, or verify personal or account information through an unsolicited email, phone call, or text message.

We will NEVER ask for your online banking access codes, credentials or for you to transfer money.

If you receive an unsolicited email, phone call, or text message, DO NOT RESPOND. Notify us at (505) 254-4369 or 1-800-880-5328.

Learn more about fraud awareness and prevention at our Security Center page.

Concerned about how a government shutdown may impact you? Call us at 1.800.880.5328 to discuss your needs.

Unlock your goals and build your savings!

Goal Builder

You control the goals based on your life and needs.

Goal Builder helps you Live Confident and reach your financial goals by virtually setting aside dollars within your online or mobile banking account. You can “choose your own goal” or select from the predefined goals listed below.


Step One: Planning Your Goal

Goal Builder guides you through setting the goal amount, the start date, the target completion date, and the frequency for designating money to the goal.

Step Two: Setting Your Rules

Make a one-time designation to mark funds towards your goal of your choice or start strong with a smaller designated amount. The Target Date reflects your goal amount and when you want to hit it. Try “set and forget it” for larger goals.

You can:

  • Change your rule’s start date, frequency, amount, or target end date.
  • Designate funds to your goal based on a percentage of every deposit into your account.

Recurring Designation Example

Percentage of Account Deposits Example

Step Three: Confirming Your Goal

The final step is to review your target amount and the ongoing rule to reach your goal. You can adjust any details at any time.

Once you select Confirm, the system will take you to the All Goals landing page, where notification for the new goal appears in the top left corner.

Frequently Asked Questions

Goal Builder is a savings tool that offers visualization for multiple goals contained in one account. By removing the mental accounting of what can be used or what needs to be saved for which goal, Goal Builder simplifies user savings by streamlining activity to one account and reducing the need to transfer money.

Users have one account driving all their goals and can set up goals according to their priorities and see their remaining balance after accounting for their goals. Goals are created individually, enabling you to determine how much to designate and how frequently to use “set it and forget it” rules to achieve your target goal amount.

Click on the “Get Started” button within Online Banking or Mobile Banking. It’s right under the purple piggy. From there, simply follow the prompts to set up your first savings goal.

Goal Builder is a free part of your Kirtland Credit Union membership. It’s our way to help you Live Confident.

No. Goal Builder makes no financial transactions between your accounts. It’s a way to visualize your goals within one account.

Don't Be a Victim!

You need to know about credit union impersonation scams so you can avoid becoming a victim of these nefarious tactics.

Online and Mobile Banking will be unavailable on Thursday, May 9 from 10:00 p.m. to 6:00 a.m. Friday, May 10.