Rest Confident, Your Money is Safe and Secure at Kirtland Credit Union, a message from our President & CEO. Learn More

All Kirtland CU branches and locations will be closed on Monday, May 26 in observance of Memorial Day.

Use caution if you receive a call, email, or text message that appears to be from Kirtland Credit Union. Don’t click on links or call phone numbers in unsolicited messages. Remember: We will NEVER ask for your online banking access codes, credentials or for you to transfer money.

If you may experience financial hardship related to the government shutdown, we’re here to help. Call 1.800.880.5328 or visit one of our branch locations for more information.

Due to technical difficulties, Kirtland CU branches, other than Gibson, are temporarily unable to provide in-branch services,  Online and Mobile Banking remain available for your banking needs. We apologize for any inconvenience.

Calculate your home equity loan payment

Thinking of tapping into your home’s equity? Calculate your payments now.

A little brew,
a little home loan,
and a whole lot of fun!

Wednesday, October 26 • 5:30–7:30 p.m.

There's Money In These Walls

As you pay down your mortgage, you gain value (equity) that you can borrow against to pay for projects or other big expenses – and with low rates and easy funding, Kirtland CU is the perfect choice. See what you could be paying each month to tap into your equity, using the handy calculator.

Once you’ve generated the estimate, click Save or Apply Now to send us your information. A member representative with Kirtland CU will follow up to answer any questions or get your application started.

Tap into the value in your home with a home equity loan.

Get Started

Three easy ways to apply.

Click

Apply online when it works for you—24 hours a day, 7 days a week.

Call

Give us a call, and a member service representative will help you get started.

CALL 1-800-880-5328

Visit

Stop by any of our convenient branches to start your application.

Membership eligibility required. See a representative for complete details. Kirtland Credit Union is an equal housing lender. Financing available for properties in New Mexico only. Loan subject to credit approval and based on equity in home. Closing costs may vary based on transaction. Home equity loans and lines of credit are limited to 90% loan-to-value and $200,000; actual savings based on transaction amount. Special restrictions may apply; contact a representative for complete details. Consult a tax advisor regarding deductibility of interest. As with all lending services, full disclosures, terms, and conditions will be supplied with your mortgage or home equity disclosures.
Digital Banking Upgrade Coming May 20, 2025

Improving your online banking and mobile experience.