Rest Confident, Your Money is Safe and Secure at Kirtland Credit Union, a message from our President & CEO. Learn More

Mobile Check Deposit is Temporarily Unavailable. We apologize for the inconvenience.

All Kirtland CU branches and locations will be closed on Friday, June 19 in observance of Juneteenth.

If you may experience financial hardship related to the government shutdown, we’re here to help. Contact us at 1.800.880.5328 for assistance, and click here to see how we are standing with you.

If you are experiencing financial hardship related to the government shutdown, we’re here to help. Click here to see how we are standing with you.

Use caution if you receive a call, email, or text message that appears to be from Kirtland Credit Union. Don’t click on links or call phone numbers in unsolicited messages. Remember: We will NEVER ask for your online banking access codes, credentials or for you to transfer money.

Chat Temporarily Unavailable: We’re currently experiencing issues with our chat service in Digital Banking. For immediate assistance, please call us or visit your nearest branch. We apologize for the inconvenience.

Simplify your finances
Consolidate and transfer your high-interest balances with this special balance transfer offer.
Apply Now

At Kirtland CU, your finances are in the best hands

However you live, our focus is on you. Take advantage of our special balance
transfer offer today! Transfer your balances before March 31, 2024 with:

Rates as low as 1.99% APR on the transferred balance

Rate valid through January 2025

NO balance transfer or annual fees

Fantastic low rates on new purchases

Visa Platinum Credit Card

Low Rate Program

Cash Back Rewards

CU Rewards Program

Go there, eat that, experience this, live your best life. With a great rate, three valuable benefit programs to choose from, and Kirtland CU’s unbeatable member service, get ready to make good for the credit card that does it all.

Visa Platinum Rates as low as 11.00% APR.*

Learn more about our credit cards.

Calculate Your Savings

See how much a balance transfer with a new rate as low as 1.99% APR* can save you each month.

Once you’ve generated the estimate, click Save or Apply Now to send us your information. A member representative with Kirtland CU will follow up to answer any questions or get your application started.

A Little Balance

A credit card balance transfer can be a great one-time option for consolidating debt and saving money, before your balances grow out of control. A balance transfer to Kirtland CU Credit Card could help you:

LOWER YOUR PAYMENTS

A lower rate means a lower monthly payment to pay off your debt in the same amount of time. Save money every month!

ELIMINATE DEBT FASTER

Maintain your current monthly payments with a lower interest rate, and you’ll pay off your debt faster. You could save significantly over time.

CONSOLIDATE DEBTS

These savings compound when you combine multiple high-interest rate cards into one low-rate credit card with Kirtland CU.

Simplify, Live Confident!

Ready to transfer your balances to a new Kirtland CU Credit Card? Get started today!

Click

Apply instantly now...or later! Whenever it works for you.

Call

Give us a call, and a member service representative will help you get started.

CALL 1-800-880-5328

Visit

Make an appointment at any of our convenient Branches to start your application.

*APR = Annual Percentage Rate. APR and balance transfer rate are based on credit history and other factors. The Kirtland CU Visa® Platinum Credit Card has a variable interest rate indexed to the Prime Rate and tiered based on credit-worthiness criteria. If you do not qualify for the type of card for which you applied, you may be offered credit under different terms and conditions. The special balance transfer promotion is valid on balance transfers conducted between January 15, 2024, and March 31, 2024. Balances transferred to your credit card by March 31, 2024, will remain at the promotional rate until your January 2025 statement cycle. On your February 2025 statement, all remaining balances will convert to your current APR. APRs for purchases and cash advances may vary. Balance transfers cannot be used to pay off existing Kirtland CU loans or credit cards. For more information, please contact a representative. Information accurate as of January 15, 2024, and subject to change. Membership eligibility required.

Drive Down Your Payments

Save 0.50% off our already low auto refinance rates and enjoy 60 days without payments when you apply before May 31, 2026.