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All Kirtland CU branches and locations will be closed on Thursday, November 28 in observance of Thanksgiving.
We have engaged Forvis Mazars, LLP (Attn: Bud Hollenkamp, 1801 California Street, Ste. 2900, Denver, CO 80202) to perform member verifications. Kindly compare the balance of your accounts on your September 2024 statement WITH YOUR RECORDS. If balances do not agree, please address your discrepancies directly to Forvis Mazars, LLP. Include your name, truncated account number, and an explanation of the difference noted. A reply is not considered necessary unless a difference is noted.
ROUTING NUMBER: 307070050
By Kirtland Financial Services
Retirees often have the time, freedom, and desire to explore new destinations and make the most of their golden years. With careful planning and attention to detail, senior travelers can work towards preparing trips that are safe, enjoyable, and stress-free.
Here are five practical tips to help retirees embark on peaceful and confident adventures.
When planning a trip, it’s crucial to select a destination that suits your physical abilities, interests, and health considerations.
Researching these aspects beforehand can help prevent any potential troubles and ensure a smooth journey.
Consider destinations that are senior-friendly, with easy access to healthcare facilities, and those which don’t require strenuous physical activity if you’re not up for it. A travel agent who specializes in senior travel can provide you with valuable insights into the most suitable destinations.
Planning is key to any successful trip, and even more so for retirees. You should book flights and accommodations well in advance to avoid last-minute hassles. Consider your comfort and convenience when choosing flight timings and seating arrangements. Choose accommodation that’s close to the places you wish to visit, or at least ensure that they are well connected with public transport.
Moreover, consider investing in a detailed travel itinerary, complete with timings, local emergency numbers, addresses, and maps. It might also be worth noting down where the nearest hospital or pharmacy is located, just in case.
As you age, lugging around heavy suitcases becomes less appealing and more strenuous. Therefore, packing light is advisable. Include essential clothing, medications, toiletries, and perhaps a book or two. A handy tip is to roll your clothes instead of folding them to save space. Avoid carrying valuable items that may make you a target for theft.
Remember to keep a copy of your important documents like passport, driver’s license, and health insurance card. Also, don’t forget to pack an adequate amount of your prescribed medicines along with the prescription, in case you need a refill or in case of emergency.
In this digital age, staying connected with loved ones back home is easier than ever. Make sure you have a working international cell phone plan or a local SIM card so you can communicate easily. This not only allows you to share your experiences but also ensures your safety by keeping your loved ones informed of your whereabouts.
Apps like Skype or FaceTime enable video calls, while others like WhatsApp allow text messaging, voice calls, and even location sharing. Remember to carry a portable charger or power bank to keep your devices charged.
Lastly, but perhaps most importantly, always prioritize your health. Make sure you’re up to date with your routine health check-ups and vaccinations. Speak to your doctor about the trip, and ask for any necessary medical advice or precautions to take considering your destination.
Maintain a balanced diet while traveling, and try not to overindulge in local cuisines that your system may not be accustomed to. Remember to stay hydrated, especially when traveling to hot climates.
When sightseeing, remember to pace yourself and take regular rest breaks. Don’t push yourself to do too much in one day. Listen to your body and respect its limits.
Traveling as a retiree can be one of the most rewarding experiences of your life. By implementing these practical tips, you can work towards a peaceful and safe journey.
So, pack your bags, embrace the adventure, and create unforgettable memories!
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.
This article was prepared by FMeX.
LPL Tracking #1-05372028
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Kirtland Federal Credit Union and Kirtland Financial Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Kirtland Financial Services, and may also be employees of Kirtland Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Kirtland Federal Credit Union or Kirtland Financial Services. Securities and insurances offered through LPL or its affiliates are:
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Routing Number: 307070050
6440 Gibson Blvd. SE, Albuquerque, NM 87108
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