Rest Confident, Your Money is Safe and Secure at Kirtland Credit Union, a message from our President & CEO. Learn More

All Kirtland CU branches and locations will be closed on Wednesday, June 19 in observance of Juneteenth.

Kirtland Credit Union will never ask you to provide, update, or verify personal or account information through an unsolicited email, phone call, or text message.

We will NEVER ask for your online banking access codes, credentials or for you to transfer money.

If you receive an unsolicited email, phone call, or text message, DO NOT RESPOND. Notify us at (505) 254-4369 or 1-800-880-5328.

Learn more about fraud awareness and prevention at our Security Center page.

Concerned about how a government shutdown may impact you? Call us at 1.800.880.5328 to discuss your needs.

Home sweet home
Big and beautiful or small and sweet—your home deserves the best loan. Kirtland CU has ABQ's lending experts!

Proud Sponsor 2024 Parade of Homes

Kirtland CU is here for you with every major mortgage program for any size dream.

April 26th, 27th & 28th

May 3rd, 4th & 5th

11:00A.M. to 5:00 P.M.

buy

Choose from a wide variety of mortgage program options to fit your goals, whether you're buying your first home or vacation home.

Land

Purchase your land and let your dreams take shape with a land loan. You have three years to start building!

Build

Once you’ve purchased your land, get building with a construction loan!

You Belong!

Credit unions are better than banks (yeah, we said it!) because we’re focused on YOU. We get you! Kirtland CU is your 505-living, green chile–loving, backyard balloon–gazing financial partner. All we’re missing…is you! With more than 200 ways to qualify for membership, buying a home with Kirtland CU is easy.

A Loan Made Just For You

With your choice of every popular mortgage program, you’ll find the loan you need with the benefits you deserve.

Zero Hidden Fees

Best Rate, No Points

Local Financing & Payments

Local Service & Expertise

Fixed and Adjustable Rate Mortgages

VA Mortgages

First-Time Homebuyer Program

Jumbo and Second Mortgages

Find today’s rate on all our mortgage and refinance programs.

Your New Home Is At Your Fingertips

With low interest rates, local financing, and anywhere payments, Kirtland CU is New Mexico’s premier mortgage lender. Use our handy loan calculator to see where a mortgage would fit into your budget.

Once you’ve generated the estimate, click Save or Apply Now to send us your information. A member service representative will follow up to answer any questions or get you started.

Get Started Today

Your home is waiting, and you don’t even have to be a member to get started. So, let’s move!

Click

Apply online when it’s convenient for you.

Call

Give us a call, and a member service representative will help you get started.

CALL 1-800-880-5328

Visit

Stop by any of our convenient branches.

Kirtland Federal Credit Union is an equal housing lender. Financing available for properties in New Mexico only. Loan subject to credit approval. As with all lending services, full disclosures, terms, and conditions will be supplied with your mortgage or home equity papers. FHA and VA mortgages are not available for condominiums, manufactured homes or investment properties. Membership eligibility required. Kirtland FCU welcomes veteran, active-duty, and retired members of all branches of the U.S. military, including NM National Guard and Reserve, who have ever been served by KAFB; contractors, employees, and retirees of businesses who work on or with KAFB under contract with the U.S. Government; members and employees of partner organizations throughout Albuquerque; and family members of eligible or existing members. See a representative for complete details.

Don't Be a Victim!

You need to know about credit union impersonation scams so you can avoid becoming a victim of these nefarious tactics.

Online and Mobile Banking will be unavailable on Thursday, May 9 from 10:00 p.m. to 6:00 a.m. Friday, May 10.