Rest Confident, Your Money is Safe and Secure at Kirtland Credit Union, a message from our President & CEO. Learn More

Kirtland CU branches and the Member Contact Center will be closed Monday, September 4 in observance of Labor Day.

Stay safe – don’t respond to text messages or mobile alerts from someone you don’t know. >> Learn more

Due to a power outage, our Montgomery Crossings branch is currently closed.

Our other branches remain open to serve your needs, as well as Kirtland CU Online & Mobile Banking.

The Home Loan Team

Meet the Mortgage Loan Officers helping the Albuquerque and Rio
Rancho area achieve home ownership!

A little brew,
a little home loan,
and a whole lot of fun!

Thursday, July 28 • 5:30–7:30 p.m.

Our Mortgage Loan Officer

Home loans can seem complicated. The Mortgage Loan Officer are ready to make your homebuying experience quick and easy.

Fran Ponce

Mortgage Loan Officer

“As a mortgage professional with more than two decades of banking and lending experience, I’m here for you. I will help you with clear answers, straightforward advice, and affordable mortgage options, now and in the future.

I pride myself on honesty, hard work, and professionalism, and I am dedicated to making the process a positive and rewarding experience for you.

Whether you’re a veteran, first-time homebuyer, forever-home buyer, grand home buyer, or a current homeowner who is interested in refinancing, I look forward to helping you find the loan that best fits your needs.”

Come meet us at the Home Loan Center!

Don't Be a Victim!

You need to know about credit union impersonation scams so you can avoid becoming a victim of these nefarious tactics.

Money Movement (P2P & A2A) Services are Temporarily Unavailable.