Rest Confident, Your Money is Safe and Secure at Kirtland Credit Union, a message from our President & CEO. Learn More

All Kirtland CU branches and locations will be closed on Thursday, July 4 in observance of Independence Day.

Due to a global tech outage, the processing of some services may be impacted today, Friday, July 19.

We are working quickly to restore service, and we appreciate your patience.

Our TellerPhone service is experiencing intermittent issues.  We are working diligently to resolve. Please use our Online and Mobile banking services. We apologize for any inconvenience.

Phishing scams are on the rise – don’t get caught! Learn how to spot scams and more at our Fraud Awareness and Prevention Center.

If you have been financially impacted by the wildfires and floods in the Ruidoso area, we have options available to help. Call us at 1-800-880-5328 to learn more.

The Home Loan Team

Meet the Mortgage Loan Officers helping the Albuquerque, Rio
Rancho and Los Lunas areas achieve home ownership!

A little brew,
a little home loan,
and a whole lot of fun!

Thursday, July 28 • 5:30–7:30 p.m.

Our Mortgage Loan Officers

Home loans can seem complicated. Our Mortgage Loan Officers are ready to make your homebuying experience quick and easy.

Fran Ponce

Mortgage Loan Officer

“As a mortgage professional with more than two decades of banking and lending experience, I’m here for you. I will help you with clear answers, straightforward advice, and affordable mortgage options, now and in the future.

I pride myself on honesty, hard work, and professionalism, and I am dedicated to making the process a positive and rewarding experience for you.

Whether you’re a veteran, first-time homebuyer, forever-home buyer, grand home buyer, or a current homeowner who is interested in refinancing, I look forward to helping you find the loan that best fits your needs.”

Jeremy L. Clemena

Mortgage Loan Officer

“Whether purchasing your first home, next home, building your dream home, or simply hoping to improve your current mortgage terms, I am here to make the mortgage process simple and easy to understand.

My purpose is to listen to your needs, understand what you want to accomplish, and provide transparent solutions to help you execute.

I find great fulfillment in helping my community achieve their dreams of home ownership and financial peace. I take great pride in seeing your vision come to fruition, so I take every interaction personally. Your wins are my wins, and I am here to serve!”

Come meet us at the Home Loan Center!

Don't Be a Victim!

You need to know about credit union impersonation scams so you can avoid becoming a victim of these nefarious tactics.

Online and Mobile Banking will be unavailable on Thursday, May 9 from 10:00 p.m. to 6:00 a.m. Friday, May 10.