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ROUTING NUMBER: 307070050
Bring us a quote from another lender and ...
...We'll BEAT That!
With 0.25% off a competitive offer*
Think you scored a good rate? We’re confident we can beat (or match) it.
For example: Decreasing your rate by just 0.25% on a 30-year fixed-rate mortgage could save you around:
- $55 per month or
- $671 per year on a $350,000 loan
That’s a savings of $20,134 over the term of the loan-wow!
And give you...
...Unbeatable Service
including your personal mortgage expert
- From 1st to last payment
- Loan servicing, always local
- Easy payments
- As little as two weeks closing
We'll help you make the best decision on your biggest decision.
Eligible Loans
Traditional Mortgages
First-Time Homebuyer
We can help you realize your dreams, whether it’s buying your first home or your forever home. Our Rate Beat promotion is available for purchase or refinance of first lien mortgages (excluding FHA, VA, and home equity loans). Let us help you find your home today.
Applications must be submitted by September 30, 2024 to qualify for this offer.
Let's Talk!
Questions? No problem. Our Lending Experts are here for you.
Inquiry Form
*Rate Beat promotion is available for purchase and refinance of first lien mortgages (excluding FHA, VA, and home equity loans). Kirtland CU will give 0.25% off the qualified rate quote with a floor of 5.25%. Applications must be submitted by September 30, 2024, to qualify for promotion offer. Subject to credit approval. A quote is defined as a Loan Estimate. The Loan Estimate must be fully completed with a locked rate by the competing lender/financial institution to be considered for promotion offer. Competing Loan Estimate must be dated within 30 days of Kirtland Credit Union loan application. Terms and structure of competing loan (including use of rate buy down points, if applicable) must be comparable to Kirtland Credit Union loan to qualify. Alternative documentation used to show competing terms and rate will not qualify for promotion offer. Once rate is locked, loan must be closed and funded within 60 days for the rate lock to apply to the loan. Purchase transaction can be locked once an executed purchase agreement is received. Kirtland Credit Union reserves the right to deny any request. Kirtland Credit Union will not match origination or closing cost fees. Kirtland Credit Union is an Equal Housing Lender.
