Rest Confident, Your Money is Safe and Secure at Kirtland Credit Union, a message from our President & CEO. Learn More

All Kirtland CU branches and locations will be closed on Monday, May 26 in observance of Memorial Day.

Use caution if you receive a call, email, or text message that appears to be from Kirtland Credit Union. Don’t click on links or call phone numbers in unsolicited messages. Remember: We will NEVER ask for your online banking access codes, credentials or for you to transfer money.

If you may experience financial hardship related to the government shutdown, we’re here to help. Call 1.800.880.5328 or visit one of our branch locations for more information.

Join us for our 2025 Annual Member Meeting on Tuesday, March 25 at 5:00 p.m. at our Gibson branch. This meeting is open to all members.

Calculate your mortgage payment

How much home can you afford? Let’s find out.

We'll BEAT That!

Looking to purchase or refinance a home?  Bring us a quote from another lender & we will BEAT (or match) it.

A little brew,
a little home loan,
and a whole lot of fun!

Wednesday, October 26 • 5:30–7:30 p.m.

Achieve Home Ownership with Kirtland CU

With low interest rates and terms from 10 years to 30 years, financing your home with Kirtland CU just makes sense. Use our handy loan calculator to see where a mortgage would fit into your budget.

Once you’ve generated the estimate, click Save or Apply Now to send us your information. A member representative with Kirtland CU will follow up to answer any questions or get your application started.

We're New Mexico's premier mortgage lender.

Get Started

Three easy ways to apply.

Click

Start your application online when it works for you—24 hours a day, 7 days a week.

Call

Give us a call, and a member service representative will help you get started.

CALL 1-800-880-5328

Visit

Stop by our Home Loan Center to start your application.

Kirtland Credit Union is an equal housing lender. Financing available for properties in New Mexico only. Actual interest rate and loan are dependent type of mortgage, credit worthiness, and other factors. Mortgage rates are adjusted daily and are subject to change at any time without notice. Any generated estimate using this calculator does not constitute an agreement or guarantee of any rate or loan amount.

Fraud Awareness & Prevention

Have questions about fraud, scams, or identity theft? We have FAQs, resources, and more to help, all in one place.

Online and Mobile Banking are currently experiencing technical difficulties and may be intermittently unavailable. We apologize for any inconvenience this causes our members.