Rest Confident, Your Money is Safe and Secure at Kirtland Credit Union, a message from our President & CEO. Learn More
All Kirtland CU branches and locations will be closed on Thursday, November 28 in observance of Thanksgiving.
We have engaged Forvis Mazars, LLP (Attn: Bud Hollenkamp, 1801 California Street, Ste. 2900, Denver, CO 80202) to perform member verifications. Kindly compare the balance of your accounts on your September 2024 statement WITH YOUR RECORDS. If balances do not agree, please address your discrepancies directly to Forvis Mazars, LLP. Include your name, truncated account number, and an explanation of the difference noted. A reply is not considered necessary unless a difference is noted.
ROUTING NUMBER: 307070050
By Kirtland Financial Services
Just because your military service is up doesn’t mean your benefits disappear. You spent many years of your life serving and protecting your country. With that sacrifice, you can access various benefits created to help you readjust to civilian life and build a future for yourself and your family.
Former service members, veterans, and surviving spouses, that are eligible, have the opportunity to apply for a VA loan. A VA loan is a government-backed mortgage option made by private lenders, for example, a bank or mortgage company, that offers competitive terms and interest rates to purchase a single-family home, a manufactured home, a new construction, a multi-unit property, or condominium. A few of the benefits that come with a VA loan include:
Service members eligible for the Post-9/11 GI Bill can have their education covered for all public in-state tuition and fees. If they enroll at an out-of-state or private school, tuition rates at these schools may be more than the covered amount. However, schools that participate in The Yellow Ribbon Program may be able to cover more of the student’s costs.
To be eligible for The Yellow Ribbon Program, you must meet these criteria:
Also eligible:
Also called Chapter 35, this program was designed for the spouse and children of a veteran or service member who has died, is missing or captured, or has disabilities. Eligible participants may get help paying for school or job training.
You may be eligible for VA health care benefits if you served in the active military, naval, or air service and didn’t receive a dishonorable discharge. To be eligible, you must meet the following requirements:
Hospital indemnity insurance provides cash payments in the event of an unexpected hospital stay for a covered illness and/or injury.
Veterans with a service-related disability may be eligible for monthly compensation. The amount received is calculated by using a basic monthly rate table where you can locate the amount for your disability rating and dependent status.
Determining what benefits you are eligible for as a former service member, veteran, or military spouse can be complex and confusing. Consider consulting a financial professional to learn how your decisions could impact you and your family’s financial strategy and goals.
Sources:
VA Loans: The Complete Guide to Eligibility, Rates and Benefits (veteransunited.com)
VA Dependent & Survivor Education Benefits | Military OneSource
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.
All information is believed to be from reliable sources; however, LPL Financial makes no representation as to its completeness or accuracy.
This article was prepared by LPL Marketing Solutions
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Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Kirtland Federal Credit Union and Kirtland Financial Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Kirtland Financial Services, and may also be employees of Kirtland Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Kirtland Federal Credit Union or Kirtland Financial Services. Securities and insurances offered through LPL or its affiliates are:
Not NCUA Insured or Any Other Government | No Credit Union Guaranteed | Not Credit Union Deposits or Obligations | May Lose Value |
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Kirtland Federal Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services.
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Routing Number: 307070050
6440 Gibson Blvd. SE, Albuquerque, NM 87108
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