Kirtland CU’s 2023 Annual Membership Meeting will be held Tuesday, March 21 at our Gibson branch at 4:30 p.m. Click here for complete details.

The credit union is experiencing technical difficulties. We greatly appreciate your patience.


You found the perfect car. But qualifying for an auto loan on your own with little to no credit history? That can be tough. The Jump Start Auto loan can help.

Borrow UP TO $25,000

Finance up to 105% of the value of the vehicle.

Just Pay Your Down Payment

Qualify for the Jump Start Auto loan with a down payment of $1,000 or 10% of the purchase price (whichever is less).

No Cosigner Required

Just meet minimum income and employment requirements.

Participating Dealerships

2500 Rio Rancho Blvd SE
Rio Rancho, NM 87124


7400 Lomas Blvd NE,
Albuquerque, NM 87110


4718 Lomas Blvd NE,
Albuquerque, NM 87110


5995 Alameda Blvd NE
Albuquerque, NM 87113


7201 Lomas Blvd NE
Albuquerque, NM 87110


8800 Lomas Blvd NE
Albuquerque, NM 87112


9621 Coors Blvd NW
Rio Rancho, NM 87114


2603 American Rd SE,
Rio Rancho, NM 87124


9901 Coors Blvd NW,
Albuquerque, NM 87114


8601 Lomas Blvd NE
Albuquerque, NM 87112


Ready to find your next vehicle?

Choose your preferred dealership and start browsing now! Shopping in slippers is more fun, anyway.

Get Started

Ready to get pre-approved? Apply instantly!


Apply online, day or night!


Give us a call, and a member service representative will help you get started.

CALL 1-800-880-5328


Stop by any of our convenient branches to apply.

Loan subject to approval based on program guidelines and other factors. Must be first auto loan (no previous auto loan or auto specific credit). Third-party transactions do not qualify. Two references from different households will be required. Loan term max is 72 months. Proof of income is required. Minimum income does not include bonuses or overtime. Vehicle must be from previous four model years with fewer than 75,000 miles. See a representative for a complete list of participating dealerships and full loan details. Membership eligibility required. 

2023 Annual Meeting

Join us at our 2023 Annual Membership Meeting on Tuesday, March 21 at our Gibson Branch at 4:30 p.m.

Can't be there in person? Register to view online! Click Learn More for more details.

Kirtland CU Online, Mobile, and Telephone Banking will be unavailable on Sunday, December 11 between 12:30 – 7:30 a.m. as we perform system maintenance.