Rest Confident, Your Money is Safe and Secure at Kirtland Credit Union, a message from our President & CEO. Learn More

Friday, March 15: the Kirtland CU branch on KAFB is CLOSED. We apologize for any inconvenience. Please visit our nearest Gibson branch for assistance.

Online and Mobile Banking are intermittently unavailable. We are working to resolve the issue and apologize for any inconvenience.

Kirtland Credit Union will never ask you to provide, update, or verify personal or account information through an unsolicited email, phone call, or text message. If you receive an unsolicited email, phone call, or text message, DO NOT RESPOND. Notify us at (505) 254-4369 or 1-800-880-5328.

Concerned about how a government shutdown may impact you? Call us at 1.800.880.5328 to discuss your needs.


You found the perfect car. But qualifying for an auto loan on your own with little to no credit history? That can be tough. The Jump Start Auto loan can help.

Borrow UP TO $25,000

Finance up to 105% of the value of the vehicle.

Just Pay Your Down Payment

Qualify for the Jump Start Auto loan with a down payment of $1,000 or 10% of the purchase price (whichever is less).

No Cosigner Required

Just meet minimum income and employment requirements.

Participating Dealerships

2500 Rio Rancho Blvd SE
Rio Rancho, NM 87124


7400 Lomas Blvd NE,
Albuquerque, NM 87110


4718 Lomas Blvd NE,
Albuquerque, NM 87110


5995 Alameda Blvd NE
Albuquerque, NM 87113


7201 Lomas Blvd NE
Albuquerque, NM 87110


8800 Lomas Blvd NE
Albuquerque, NM 87112


9621 Coors Blvd NW
Rio Rancho, NM 87114


2603 American Rd SE,
Rio Rancho, NM 87124


9901 Coors Blvd NW,
Albuquerque, NM 87114


8601 Lomas Blvd NE
Albuquerque, NM 87112


Ready to find your next vehicle?

Choose your preferred dealership and start browsing now! Shopping in slippers is more fun, anyway.

Get Started

Ready to get pre-approved? Apply instantly!


Apply online, day or night!


Give us a call, and a member service representative will help you get started.

CALL 1-800-880-5328


Stop by any of our convenient branches to apply.

Loan subject to approval based on program guidelines and other factors. Must be first auto loan (no previous auto loan or auto specific credit). Third-party transactions do not qualify. Two references from different households will be required. Loan term max is 72 months. Proof of income is required. Minimum income does not include bonuses or overtime. Vehicle must be from previous four model years with fewer than 75,000 miles. See a representative for a complete list of participating dealerships and full loan details. Membership eligibility required. 

Don't Be a Victim!

You need to know about credit union impersonation scams so you can avoid becoming a victim of these nefarious tactics.

Online, Mobile, and Telephone Banking will be unavailable on Sunday, December 17 from 12:00-5:00 a.m. MST.