Rest Confident, Your Money is Safe and Secure at Kirtland Credit Union, a message from our President & CEO. Learn More

All Kirtland CU branches and locations will be closed on Thursday, July 4 in observance of Independence Day.

Due to a global tech outage, the processing of some services may be impacted today, Friday, July 19.

We are working quickly to restore service, and we appreciate your patience.

Our TellerPhone service is experiencing intermittent issues.  We are working diligently to resolve. Please use our Online and Mobile banking services. We apologize for any inconvenience.

Phishing scams are on the rise – don’t get caught! Learn how to spot scams and more at our Fraud Awareness and Prevention Center.

If you have been financially impacted by the wildfires and floods in the Ruidoso area, we have options available to help. Call us at 1-800-880-5328 to learn more.


You found the perfect car. But qualifying for an auto loan on your own with little to no credit history? That can be tough. The Jump Start Auto loan can help.

Borrow UP TO $25,000

Finance up to 105% of the value of the vehicle.

Just Pay Your Down Payment

Qualify for the Jump Start Auto loan with a down payment of $1,000 or 10% of the purchase price (whichever is less).

No Cosigner Required

Just meet minimum income and employment requirements.

Participating Dealerships

2500 Rio Rancho Blvd SE
Rio Rancho, NM 87124


7400 Lomas Blvd NE,
Albuquerque, NM 87110


4718 Lomas Blvd NE,
Albuquerque, NM 87110


5995 Alameda Blvd NE
Albuquerque, NM 87113


7201 Lomas Blvd NE
Albuquerque, NM 87110


8800 Lomas Blvd NE
Albuquerque, NM 87112


9621 Coors Blvd NW
Rio Rancho, NM 87114


2603 American Rd SE,
Rio Rancho, NM 87124


9901 Coors Blvd NW,
Albuquerque, NM 87114


8601 Lomas Blvd NE
Albuquerque, NM 87112


Ready to find your next vehicle?

Choose your preferred dealership and start browsing now! Shopping in slippers is more fun, anyway.

Get Started

Ready to get pre-approved? Apply instantly!


Apply online, day or night!


Give us a call, and a member service representative will help you get started.

CALL 1-800-880-5328


Stop by any of our convenient branches to apply.

Loan subject to approval based on program guidelines and other factors. Must be first auto loan (no previous auto loan or auto specific credit). Third-party transactions do not qualify. Two references from different households will be required. Loan term max is 72 months. Proof of income is required. Minimum income does not include bonuses or overtime. Vehicle must be from previous four model years with fewer than 75,000 miles. See a representative for a complete list of participating dealerships and full loan details. Membership eligibility required. 

Don't Be a Victim!

You need to know about credit union impersonation scams so you can avoid becoming a victim of these nefarious tactics.

Online and Mobile Banking will be unavailable on Thursday, May 9 from 10:00 p.m. to 6:00 a.m. Friday, May 10.