Rest Confident, Your Money is Safe and Secure at Kirtland Credit Union, a message from our President & CEO. Learn More

Mobile Check Deposit is Temporarily Unavailable. We apologize for the inconvenience.

All Kirtland CU branches and locations will be closed on Monday, May 25 in observance of Memorial Day.

If you may experience financial hardship related to the government shutdown, we’re here to help. Contact us at 1.800.880.5328 for assistance, and click here to see how we are standing with you.

If you are experiencing financial hardship related to the government shutdown, we’re here to help. Click here to see how we are standing with you.

Use caution if you receive a call, email, or text message that appears to be from Kirtland Credit Union. Don’t click on links or call phone numbers in unsolicited messages. Remember: We will NEVER ask for your online banking access codes, credentials or for you to transfer money.

Chat Temporarily Unavailable: We’re currently experiencing issues with our chat service in Digital Banking. For immediate assistance, please call us or visit your nearest branch. We apologize for the inconvenience.

JUMP START YOUR DRIVE

You found the perfect car. But qualifying for an auto loan on your own with little to no credit history? That can be tough. The Jump Start Auto loan can help.

Borrow UP TO $25,000

Finance up to 90% of the value of the vehicle.

Just Pay Your Down Payment

Qualify for the Jump Start Auto loan with a down payment of $1,000 or 10% of the purchase price (whichever is less).

No Cosigner Required

Just meet minimum income and employment requirements.

Participating Dealerships

2500 Rio Rancho Blvd SE
Rio Rancho, NM 87124

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7400 Lomas Blvd NE,
Albuquerque, NM 87110

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4718 Lomas Blvd NE,
Albuquerque, NM 87110

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5995 Alameda Blvd NE
Albuquerque, NM 87113

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7201 Lomas Blvd NE
Albuquerque, NM 87110

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8800 Lomas Blvd NE
Albuquerque, NM 87112

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9621 Coors Blvd NW
Rio Rancho, NM 87114

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2603 American Rd SE,
Rio Rancho, NM 87124

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9901 Coors Blvd NW,
Albuquerque, NM 87114

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8601 Lomas Blvd NE
Albuquerque, NM 87112

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Ready to find your next vehicle?

Choose your preferred dealership and start browsing now! Shopping in slippers is more fun, anyway.

Get Started

Ready to get pre-approved? Apply instantly!

Click

Apply online, day or night!

Call

Give us a call, and a member service representative will help you get started.

CALL 1-800-880-5328

Visit

Stop by any of our convenient branches to apply.

Loan subject to approval based on program guidelines and other factors. Must be first auto loan (no previous auto loan or auto specific credit). Third-party transactions do not qualify. Two references from different households will be required. Loan term max is 72 months. Proof of income is required. Minimum income does not include bonuses or overtime. Vehicle must be from previous four model years with fewer than 75,000 miles. See a representative for a complete list of participating dealerships and full loan details. Membership eligibility required. 

Drive Down Your Payments

Save 0.50% off our already low auto refinance rates and enjoy 60 days without payments when you apply before May 31, 2026.