Rest Confident, Your Money is Safe and Secure at Kirtland Credit Union, a message from our President & CEO. Learn More
We have engaged FORVIS, LLP (Attn: Jeff Rosno, 1801 California Street , Ste. 2900, Denver, CO 80202) to perform member verifications. Kindly compare the balance of your accounts on your December 2022 statement WITH YOUR RECORDS. If balances do not agree, please address your discrepancies directly to FORVIS, LLP. Include your name, truncated account number, and an explanation of the difference noted. A reply is not considered necessary unless a difference is noted.
Kirtland CU branches and the Member Contact Center will be closed on Monday, February 19 in observance of Presidents’ Day.
Credit and debit card fraud is on the rise. Please monitor your account activity for any unusual transactions. >> Learn more
Kirtland Credit Union will never ask you to provide, update, or verify personal or account information through an unsolicited email, phone call, or text message. If you receive an unsolicited email, phone call, or text message, DO NOT RESPOND. Notify us at (505) 254-4369 or 1-800-880-5328.
If you may experience financial hardship related to the government shutdown, we’re here to help. Call 1.800.880.5328 or visit one of our branch locations for more information.
By The Mortgage Team
First-time homebuyers—or those who haven’t owned a home in years—face unique challenges in the home loan process. One of these challenges is the down payment. While an FHA (Federal Housing Administration for first-time homebuyers) loan offers reduced down payments, the sum required—3.5% of the sale price—will still total in the thousands for the average home. This is on top of any other closing costs and other standard mortgage processing costs.
And for a buyer who hasn’t owned a home in years but is ineligible for an FHA loan, the even more sizable down payment may seem out of reach. Without an existing home sale to fuel a future purchase, the down payment can be a major barrier in the home buying process.
For these homebuyers, there is Jump Start!
Jump Start is a down-payment assistance program that provides up to 3% or $6,000 toward a down payment for qualifying homebuyers.
Think you may qualify for a Jump Start? Here are a few details you need to know:
Want to learn more about how the Jump Start might help you start your home buying journey? Come talk to a Kirtland FCU home loan specialist today at the brand-new Kirtland FCU Home Loan Center at 6700 Jefferson NE, Suite D-1.
Learn why Kirtland FCU is Albuquerque’s home loan leader and start your application today by calling 1-800-880-5328 or visiting us online at KirtlandFCU.org/HomeLoan.
An equal housing lender. Financing available for properties in New Mexico only. Loan subject to credit approval. Income limits and restrictions apply. Maximum assistance will up to 3% of the purchase price or a maximum of $6,000 with a maximum loan amount not to exceed $200,000. Loans with Jump Start assistance will require PMI. Borrowers will be required to complete a homebuyer education course. At least one borrower cannot have owned a home in the past three (3) years to be eligible for Jump Start assistance. Cannot be combined with any other offers. Program may be cancelled or suspended at any time without notice. Membership eligibility required. See a representative for complete details.