We have engaged FORVIS, LLP (Attn: Jeff Rosno, 1801 California Street , Ste. 2900, Denver, CO 80202) to perform member verifications. Kindly compare the balance of your accounts on your December 2022 statement WITH YOUR RECORDS. If balances do not agree, please address your discrepancies directly to FORVIS, LLP. Include your name, truncated account number, and an explanation of the difference noted. A reply is not considered necessary unless a difference is noted.
The credit union is experiencing technical difficulties. We greatly appreciate your patience.
Thieves and fraudsters are constantly changing tactics to gain access to your personal information. Valuable information, including social security numbers, names and birth dates, can all be used to fraudulently open accounts and abuse your credit.
A credit freeze can stop identity thieves in their tracks, no matter what information they obtain.
Every time you apply for a loan or credit card, open a bank account, apply for a job or even apply for housing, you may have your credit pulled. Each of three major credit bureaus (Equifax, Experian and TransUnion) collect financial information about you into a credit report. During a credit pull, a business or organization requests this report from one of the bureaus to gauge the risk involved in extending you credit or evaluating your suitability for a job or housing.
It’s important to note that a credit freeze will not protect you if a thief obtains access to accounts or credit you’ve already established, so be sure to keep such information and passwords/PINs private and monitor your accounts frequently with Online and Mobile Banking.
If setting a credit freeze is a little too much for you, consider at least setting a free fraud alert. A fraud alert allows access to your credit report to remain if businesses take steps to verify your identity before issuing credit or opening accounts. You may call any one of the three credit bureaus to place a fraud alert—that bureau is legally obligated to tell the other two bureaus, and all three will place the fraud alert.
Bottom line: There is no magic solution for preventing fraud. But placing a credit freeze is one of the most effective ways to prevent thieves from establishing new accounts in your name. And, it’s free!
Join us at our 2023 Annual Membership Meeting on Tuesday, March 21 at our Gibson Branch at 4:30 p.m.
Can't be there in person? Register to view online! Click Learn More for more details.
Kirtland CU Online, Mobile, and Telephone Banking will be unavailable on Sunday, December 11 between 12:30 – 7:30 a.m. as we perform system maintenance.