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ROUTING NUMBER: 307070050
Rest Confident, Your Money is Safe and Secure at Kirtland Credit Union, a message from our President & CEO. Learn More
Friday, March 15: the Kirtland CU branch on KAFB is CLOSED. We apologize for any inconvenience. Please visit our nearest Gibson branch for assistance.
Online and Mobile Banking are intermittently unavailable. We are working to resolve the issue and apologize for any inconvenience.
Kirtland Credit Union will never ask you to provide, update, or verify personal or account information through an unsolicited email, phone call, or text message. If you receive an unsolicited email, phone call, or text message, DO NOT RESPOND. Notify us at (505) 254-4369 or 1-800-880-5328.
Concerned about how a government shutdown may impact you? Call us at 1.800.880.5328 to discuss your needs.
ROUTING NUMBER: 307070050
With rates as low as 13.50% APR*, the Independence Credit Card can save you money every month with a balance transfer.
Once you’ve generated the estimate, click Save or Apply Now to send us your information. A member representative with Kirtland CU will follow up to answer any questions or get your application started.
Are you carrying a balance on a high-interest rate credit card? The Independence Credit Card could save you money every month with a lower interest rate.
A lower interest rate means a lower total balance that you’ll need to pay back. If your goal is to pay off your balance in a certain time frame, you can lower your monthly payment and still achieve that goal with a lower interest rate.
If your goal is to pay off your balance as quickly as possible, or you have a fixed monthly payment you can afford, a lower rate can help. A lower total payback amount means you’ll reach payoff faster compared to the same balance with a higher rate.
These savings compound when you combine multiple high-interest rate cards into one low-rate Independence Credit Card with Kirtland CU.
Three easy ways to apply.
Apply online when it works for you—24 hours a day, 7 days a week.
Give us a call, and a member service representative will help you get started.
Stop by any of our five convenient branches to start your application.
Membership eligibility required. *APR=annual percentage rate. Rates effective the first of each month and are subject to change at any time without notice. Actual rate and credit card approval are dependent on credit worthiness, and other factors. Any generated estimate using this calculator does not constitute an agreement or guarantee of any rate.
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Routing Number: 307070050
6440 Gibson Blvd. SE, Albuquerque, NM 87108
Federally insured by NCUA Equal Opportunity Lender