We have engaged FORVIS, LLP (Attn: Jeff Rosno, 1801 California Street , Ste. 2900, Denver, CO 80202) to perform member verifications. Kindly compare the balance of your accounts on your December 2022 statement WITH YOUR RECORDS. If balances do not agree, please address your discrepancies directly to FORVIS, LLP. Include your name, truncated account number, and an explanation of the difference noted. A reply is not considered necessary unless a difference is noted.
The credit union is experiencing technical difficulties. We greatly appreciate your patience.
By Ashleigh, K-Staff
New year, new you!
Do you set New Year’s resolutions? We all have our tried-and-true avenues for becoming a healthier person in the new year—giving up the treats we spent the holidays indulging in or starting a new workout routine. This year, instead of just resolving to hit the treadmill more often, let’s commit to becoming financially fit!
Making smart financial decisions and changing bad habits may not be easy. Keeping track of your money, making and managing a budget, and setting and tracking goals are challenging in today’s fast-paced world. It’s just a $5 cup of coffee here and a forgotten gym membership there, but those little things add up. Do you know where your financial blind spots are? With the right technology, it’s easy to keep your thumb on the pulse of your financial well-being. Money Management IS that technology, and it’s FREE for Kirtland FCU members!
Money Management is mission control for your money! It’ a free budgeting and money management tool you can use to view and manage your complete financial picture. Accessible right from your Online Banking account and your Mobile App, Money Management allows you to:
Spotting trends and seeing places where you can streamline and improve? Invaluable, and Money Management can bring that to your fingertips.
Budgeting is KEY to financial wellness! Knowing how much money is coming in and going out on a daily, weekly, monthly basis is essential. What are your NEEDS versus your WANTS? And have you factored in debts and savings? Capturing every aspect of your finances can be challenging, but without it, you’re leaving a lot up to chance. There are many online budgeting tools, but none of them are as seamless as Money Management. With Money Management, you can custom-create budgets, or the system can generate one for you based on your spending history! However it works for you. And Money Management budgeting technology not only tracks your transactions, it will help you categorize to spot patterns and set goals.
Okay, you know you need to see all that money moving in and out of your various accounts. But what do you DO with all that information? Taking into account every penny, trying to wrap your mind around your financial situation can be overwhelming. You could try to categorize transactions by hand, but that’s time consuming and the risk of missing something is high. Check out Money Management’s colorful, easy to read charts and graphs that make it easy to not only set your monthly budget but see how you’re doing at a glance. It’s not just seeing your transactions; you need reliable analysis that transforms your finances into understandable trends that you can use to make real change in your habits.
If you’re just taking a peek in your checking account once in a while to track spending, you’re missing a big chunk of your financial picture. If you have different accounts at different banks, different loans through different companies, and even investment and retirement accounts, you can see them ALL in Money Management, side-by-side. And on any device—desktop, mobile, tablet.
And perhaps the best thing about Money Management? It’s FREE and accessible right from your Online Banking account! Experience your finances in full color, stereo surround sound. Make 2020 the year of 20/20 vision when it comes to your finances. New year, new you, a new path to financial wellness! No gym membership required.
But if you get a gym membership—Money Management will help you budget for that, too.
Join us at our 2023 Annual Membership Meeting on Tuesday, March 21 at our Gibson Branch at 4:30 p.m.
Can't be there in person? Register to view online! Click Learn More for more details.
Kirtland CU Online, Mobile, and Telephone Banking will be unavailable on Sunday, December 11 between 12:30 – 7:30 a.m. as we perform system maintenance.