Rest Confident, Your Money is Safe and Secure at Kirtland Credit Union, a message from our President & CEO. Learn More

All Kirtland CU branches and locations will be closed on Monday, May 27 in observance of Memorial Day.

Kirtland Credit Union will never ask you to provide, update, or verify personal or account information through an unsolicited email, phone call, or text message.

We will NEVER ask for your online banking access codes, credentials or for you to transfer money.

If you receive an unsolicited email, phone call, or text message, DO NOT RESPOND. Notify us at (505) 254-4369 or 1-800-880-5328.

Learn more about fraud awareness and prevention at our Security Center page.

Concerned about how a government shutdown may impact you? Call us at 1.800.880.5328 to discuss your needs.

Welcome To The Insighter!

Explore the latest happenings at Kirtland CU and learn about important topics from around the financial world. Here’s your insight! To learn about retirements, investments and financial planning, check out Invested now.

8 Reasons to Use Mobile Banking

By K-Staff


1. It’s available any time, anywhere

According to the Pew Research Center, the vast majority of Americans own a smartphone – and if you have a smartphone, you can access Kirtland CU Mobile Banking!

Our mobile app is available on Google Play and Apple App Store – it’s easy to download and set up, and you can access your accounts to do anything you do with Online Banking on your smart device.

2. It’s safe and secure

Kirtland CU’s mobile app is fully secure, using 256-bit encrypted communication to keep your information protected while you’re using the app – and no personal or confidential information is stored on your device. Multi-factor authentication is included by default, and you can set up biometric authentication on supported devices – log in with fingerprint or facial recognition safely and securely.

3. You can send and receive money easily

With Money Movement, you can pay anyone through your mobile app – just put in the person’s email address or phone number and the amount you want to pay, and your money is on its way. Money Movement is free to use and more convenient than carrying cash!

4. You can track your expenses

Money Management allows you to view your Kirtland CU accounts and other financial accounts in one app, so you can set budgets and track spending easily. Identify spending trends by time and category, review your debts and set goals whenever you want.

5. Have complete control over your cards

You have complete control over your debit and credit cards with Card Management – activate or deactivate your card whenever you need, set travel notices when you’re going to different places, report your card as lost or stolen, or set up transaction alerts so you know whenever your card has been used.

6. Set up account alerts

You don’t just have transaction alerts available for your debit and credit card – you can set up various alerts for your share accounts and loans. Get notified if your balance falls below a certain level, if you have a withdrawal over a set amount – or if you have a deposit over a set amount.

7. Pay your bills from your phone

Have a utility bill coming due soon? You can take care of that with Bill Pay on your phone any time – choose your payee, amount, and delivery date, and you can leave your worries behind.

8. Deposit checks with just a tap

Skip the trip to the branch – if you need to deposit a check, endorse it and use Mobile Check Deposit to take a picture of the front and back. Enter the amount and where you want to deposit the money, and that’s it!

Don't Be a Victim!

You need to know about credit union impersonation scams so you can avoid becoming a victim of these nefarious tactics.

Online and Mobile Banking will be unavailable on Thursday, May 9 from 10:00 p.m. to 6:00 a.m. Friday, May 10.