ROUTING NUMBER: 307070050
Simplify Your Finances
Consolidate and transfer your high-interest balances with this special balance transfer offer.
At Kirtland CU, your finances are in the best hands
Take advantage of our special balance transfer offer today!
Transfer your balances before November 30, 2026 with:
0% APR* on the transferred balance
Rate valid through June 2027 Statement
3% balance transfer fee
Are You a Digital Banking User?
Log in to your Kirtland CU Digital Banking and setup the balance transfer yourself.
It is simple to do. Watch these short how to videos and setup the balance transfer in a just a few minutes.
Calculate Your Savings
See how much a balance transfer can save you each month.
A Little Balance
A credit card balance transfer can be a great one-time option for consolidating debt and saving money, before your balances grow out of control. A balance transfer to the Kirtland CU VISA® Credit Card could help you:
LOWER YOUR PAYMENTS
A lower rate means a lower monthly payment to pay off your debt in the same amount of time. Save money every month!
ELIMINATE DEBT FASTER
Maintain your current monthly payments with a lower interest rate, and you’ll pay off your debt faster. You could save significantly over time.
CONSOLIDATE DEBTS
These savings compound when you combine multiple high-interest rate cards into one low-rate VISA® Credit Card with Kirtland CU.
Get Started Now!
Ready to transfer your balances to your VISA® Credit Card with your promotional rate?
Click
Log into Digital Banking see instructional videos to get started.
Call
Give us a call, and a member service representative will help you.
CALL 1-800-880-5328
Visit
Start by any of our convenient Branches to setup your transfers.
*APR = Annual Percentage Rate.
Annual percentage rate is based on credit history and other factors. The Kirtland CU Visa® Platinum Credit Card has a variable interest rate which is indexed to the Prime Rate and tiered based on credit-worthiness criteria.
This special balance transfer promotion is available to eligible Kirtland CU credit card cardholder members. and is valid for transferred balances conducted between September 1, 2026 and November 30, 2026. Balances transferred to your credit card by November 30, 2026, will remain at the promotional rate until your June 2027 statement cycle. On your June 2027 statement, all remaining balances will convert to your current Annual Percentage Rate. APRs for purchases and cash advances may vary. Balance transfers cannot be used to pay off existing Kirtland FCU loans or credit cards. For more information on balance transfer, please call 1.800.880.5328.
