We have engaged FORVIS, LLP (Attn: Jeff Rosno, 1801 California Street , Ste. 2900, Denver, CO 80202) to perform member verifications. Kindly compare the balance of your accounts on your December 2022 statement WITH YOUR RECORDS. If balances do not agree, please address your discrepancies directly to FORVIS, LLP. Include your name, truncated account number, and an explanation of the difference noted. A reply is not considered necessary unless a difference is noted.
The credit union is experiencing technical difficulties. We greatly appreciate your patience.
By Ashleigh, K-Staff
Six months in, the COVID-19 pandemic in the United States has devastated the economy with business closures resulting in lost jobs for a record number of people. In fact, as of the end of July, a staggering 28.2 million people claimed unemployment benefits. Last year, 1.6 million people claimed unemployment in the same time period.
For those who have been affected, unemployment benefits are lifeline. Indeed, through the federal CARES Act as well as various state efforts, unemployment benefits have received a boost in recent months. But the exponential increase in unemployment claims, coupled with several state and federal actions design to make applying for unemployment easier, has resulted in an explosion of fraudulent unemployment claims.
The Unemployment Usurper uses stolen personally identifying information—a Social Security number, birth date, name, address, etc.—to fraudulently apply for and receive unemployment benefits in the name of the victim. The incidence of this scam has increased so quickly that the FBI and the Federal Trade Commission have both recently issued warnings to be on alert for this scam.
The imposter may obtain personal information through a variety of methods—data breaches, phishing e-mails and phone calls, public websites, social media accounts, and physical theft of data. Often, the criminal will file the claim under the false identity and set up payments to drop into an account they themselves control.
Victims only learn about the fraud when applying to receive their unemployment benefits, when they receive a notice from their state unemployment benefits office or their employer if currently employed. Red flags that you’ve been targeted in this scam include:
If you are alerted to this activity and you haven’t applied for benefits, it’s likely your information has been stolen and employed in this scam. The benefits may be long gone, but you will need to move quickly to protect your finances and credit from further impacts.
The key to avoid becoming a victim of this scam is to stay in control of your personal information as much as possible. Familiarize yourself with the various methods scammers use to obtain your data so you can be on the lookout.
Join us at our 2023 Annual Membership Meeting on Tuesday, March 21 at our Gibson Branch at 4:30 p.m.
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Kirtland CU Online, Mobile, and Telephone Banking will be unavailable on Sunday, December 11 between 12:30 – 7:30 a.m. as we perform system maintenance.