Rest Confident, Your Money is Safe and Secure at Kirtland Credit Union, a message from our President & CEO. Learn More
We have engaged FORVIS, LLP (Attn: Jeff Rosno, 1801 California Street , Ste. 2900, Denver, CO 80202) to perform member verifications. Kindly compare the balance of your accounts on your December 2022 statement WITH YOUR RECORDS. If balances do not agree, please address your discrepancies directly to FORVIS, LLP. Include your name, truncated account number, and an explanation of the difference noted. A reply is not considered necessary unless a difference is noted.
Kirtland CU branches and the Member Contact Center will be closed Monday, September 4 in observance of Labor Day.
Due to a power outage, our Montgomery Crossings branch is currently closed.
Our other branches remain open to serve your needs, as well as Kirtland CU Online & Mobile Banking.
It’s almost time to go back to school, and as the high school class of 2022 becomes the college freshmen of 2023, they have new responsibilities to address: their class schedules, where to stay, tuition…and finances.
Scammers are always looking for easy marks, and people who don’t have a complete set of experiences in the outside world – like college students – are often ideal targets.
However, if you stay vigilant, you can avoid falling prey to these six common scams that target young people:
You see an ad for what looks like the perfect apartment – the property manager can’t show you the place, but you can secure it by mailing or wiring a deposit. You send the money – and then find out that the ad was a scam. Good-bye deposit, good-bye money.
Be wary: if any part of the rental listing appears too good to be true, it usually is.
You’re contacted by phone or e-mail, saying that you’ve earned a grant or a scholarship – all you need to do is make an up-front payment for processing. However, the scholarship / grant money never materializes.
Legitimate companies that sell information about scholarships never guarantee or promise scholarships or grants.
Someone claiming to be a representative of your college or university calls to say your tuition payment is late, and that you’ll be dropped from your classes unless you pay immediately over the phone.
If you have any suspicions at all about these requests, hang up and contact your school’s financial aid office through a verified phone number from the school’s website or official correspondence. They can verify whether you have an issue with your tuition and assist appropriately.
Someone gives you a cashier’s check – usually for more than they owe. They ask you to deposit the check and return the extra funds. However, the check turns out to be counterfeit, and by the time your bank discovers that, the money is in the scammer’s hands.
Never return the amount overpaid until you have confirmation that a check has fully cleared. Better yet, don’t deposit a check that is for more than you are owed in a transaction.
You see a job posting that offers great benefits, flexible hours, above-average pay – but you need to pay an up-front fee to move through the interview process or secure the position. In some cases, they even ask for sensitive personal information, such as your Social Security number.
Again, if they are asking for money, or making promises of rewards with little effort, walk away.
You receive a call, e-mail, or message on social media that claims to be from a company that distributes sweepstakes or lottery winnings. Congratulations! You won! Just need to pay a processing fee – where have we heard that before? – to claim your prize. Oh, and if you give us your bank account or credit card information, we’ll deposit the winnings directly to you. How convenient!
Legitimate contests and sweepstakes are free, and winning happens by chance. It is illegal for them to ask you to pay or buy something to enter or increase your odds of winning.
Call the police and file reports with relevant local authorities. Many state attorneys general websites have detailed information on scams, and online forms to file consumer complaints specifically for these issues.
Document everything about the incident. The more information you have, the better you will be able to assist in an investigation by law enforcement.
Alert your bank or credit union about the scam. Although recovery of lost funds isn’t always possible, your alert may be able to help others avoid being scammed.