Rest Confident, Your Money is Safe and Secure at Kirtland Credit Union, a message from our President & CEO. Learn More

Our NEW digital banking platform is now available. Click here to learn more.
All Kirtland CU branches and locations will be closed on Monday, May 26 in observance of Memorial Day.

Fraud Alert: If you receive a call or text asking to verify a fraudulent transaction, do not respond, call unfamiliar numbers, or click suspicious links. Contact us directly using trusted methods.

Use caution if you receive a call, email, or text message that appears to be from Kirtland Credit Union. Don’t click on links or call phone numbers in unsolicited messages. Remember: We will NEVER ask for your online banking access codes, credentials or for you to transfer money.

If you may experience financial hardship related to the government shutdown, we’re here to help. Call 1.800.880.5328 or visit one of our branch locations for more information.

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ROUTING NUMBER: 307070050

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SavvyMoney®

Master your credit standing in our digital banking platform

SavvyMoney®

Free, Ongoing Credit Score Reporting and Monitoring from SavvyMoney®.

It’s easy to check your credit score. You’ll find it inside Kirtland CU’s Digital Banking.

Instant Analysis

Keep a close eye on your credit report without impacting your credit score.

Stay
Alert

Receive alerts anytime a new line of credit opened, paid off and more.

Take
Action

If you find an error on your credit report, you can easily dispute the error inside SavvyMoney®.

Money Saving Offers

Use your credit score to find personalized money saving offers.

Your All-Inclusive Credit Tool

Tracking your credit score is easier than ever – it can be displayed on your Digital Banking dashboard. When you know your credit and get notified of score updates, you put yourself in a position to make smart financial decisions.

Login

Login into Digital Banking

Navigate

Click on "See Your Credit Score"

Enroll

Sign up and you are ready!

Frequently Asked Questions

SavvyMoney® is a comprehensive credit score program in our Digital Banking Solution that instantly provides you with free credit score analysis, your full credit report, monitoring, credit alerts, and personalized offers—all in one dashboard. This invaluable tool can start shaping your financial future to align with your goals. Not only can you access your most recent credit score and reports with no repercussions, but SavvyMoney® helps you understand each factor that influences your credit score and even offers the ability to easily dispute any errors you may come across on your credit report.

Utilizing the services or products offered by SavvyMoney® will never directly impact your credit score. When SavvyMoney® accesses your credit file information, it results in a “soft inquiry” that doesn’t alter your score in any way.

Tools offered by SavvyMoney® include:

  • Personalized analysis of each component of your score
  • Clear, simple explanations of factors impacting your score

Yes! It’s also important to note that no credit card information is required to register.

We use high-level encryption and security measures to keep your data safe and secure.

Your personal information is never shared with or sold to a third party.

Every 24 hours. Your profile will automatically be refreshed every 7 days if you haven’t refreshed within that timeframe to ensure you’re always seeing up-to-date information.

No. Kirtland CU uses its own lending criteria for making loan decisions.

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Routing Number: 307070050

6440 Gibson Blvd. SE, Albuquerque, NM 87108

Copyright. Kirtland Federal Credit Union 2025. All rights reserved.

Federally insured by NCUA Equal Opportunity Lender

THIRD PARTY LINK DISCLOSURE: We may provide links to third party sites, independent from Kirtland Federal Credit Union. These links are provided only as a convenience. Kirtland Federal Credit Union does not manage the operation, content or any links contained inside of the website you are about to enter. The privacy and security policies of the site may differ from those of Kirtland Federal Credit Union.
Your New Digital Banking Experience Starts Now!

Improving your online banking and mobile experience.

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