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Ring, Ring: It’s Not The IRS Calling

By K-Staff

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The next season is quickly approaching – Tax Season that is! Tax Day this year is April 18, 2023, and as you get your paperwork together, there is one more thing to keep in mind – tax scammers.

Unfortunately, due to the rather stressful circumstances of taxes, this leaves many people vulnerable, and it’s easy for scammers to target their victims.

One popular way scammers have been targeting their victims is by phone. These callers will claim to be an IRS employee and will use fake names and identification numbers. They can be determined, aggressive and intimidating – tactics they’ll use to scare you into paying or giving up personal information.

Here are a few examples of common ways a scammer will try to take advantage of you over the phone.

"I will cancel your Social Security number if you don't pay me"

Make no mistake, this is a scam. A recent scam that’s on the rise is victims will receive a phone call or voicemail claiming that you have overdue taxes. The caller will threaten that because of your outstanding taxes, your SSN will be cancelled. This can be scary to hear and that’s the point, the scammer is trying to scare you into giving up personal information. The best thing to do in this situation is just to hang up.

"Your identity has been stolen"

In this scam, a criminal will call claiming that they are an IRS agent. They will then tell you that your identity has been stolen and it was used to make fake bank accounts. The scammer will tell the victim to buy gift cards to close the accounts. If anyone ever asks you to buy or pay exclusively with gift cards to solve a problem, that is a red flag, and you’ll likely know immediately this is a scam.

"If you don't call us back, we'll arrest you"

When a scammer leaves a voicemail claiming to be the IRS, their goal is to have you call them back, and they will be as intimidating as possible. One common tactic is saying that you’ll be arrested if you don’t return their call. This is enough to cause anyone to have a small panic attack. Take a second to collect yourself and realize that this is a scam.

Important reminders to keep in mind

The IRS will NEVER:

  • Ask for immediate payment via gift card or wire transfer
  • Threaten to immediately bring in local police or law enforcement groups for not paying
  • Demand payment without a chance for questioning or to appeal the amount due
  • Call unexpectedly


What to do if you receive one of these phone calls:

  • Take note of the number and hang up immediately.
  • Report the call to TIGTA with their IRS impersonation scam form or by calling 800-355-4484.
  • Report the number to [email protected] and be sure to put “IRS Phone Scam” in the subject line.


Also keep in mind that Kirtland Credit Union will NEVER call you unexpectedly asking for personal information.

Sources:

  1. https://www.irs.gov/newsroom/tax-scams-consumer-alerts#:~:text=IRS%2DImpersonation%20Telephone%20Scams&text=Victims%20are%20told%20they%20owe,caller%20becomes%20hostile%20and%20insulting
  2. https://www.irs.gov/newsroom/taxpayers-should-be-on-the-lookout-for-new-version-of-ssn-scam
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Routing Number: 307070050

6440 Gibson Blvd. SE, Albuquerque, NM 87108

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