Rest Confident, Your Money is Safe and Secure at Kirtland Credit Union, a message from our President & CEO. Learn More

All Kirtland CU branches and locations will close at 12:00 noon on Tuesday, December 24 and remain closed on Wednesday, December 25 in observance of Christmas Day.
FRAUD ALERT: Have you received a text message asking to verify a fraudulent transaction? Do not click on that link or call the phone number on your text message. Scammers are using a variety of messages and techniques to gain access to your account. Learn how to protect yourself on our Fraud Awareness and Prevention Center.

If you may experience financial hardship related to the government shutdown, we’re here to help. Call 1.800.880.5328 or visit one of our branch locations for more information.

JUMP START YOUR DRIVE

You found the perfect car. But qualifying for an auto loan on your own with little to no credit history? That can be tough. The Jump Start Auto loan can help.

Borrow UP TO $25,000

Finance up to 105% of the value of the vehicle.

Just Pay Your Down Payment

Qualify for the Jump Start Auto loan with a down payment of $1,000 or 10% of the purchase price (whichever is less).

No Cosigner Required

Just meet minimum income and employment requirements.

Participating Dealerships

2500 Rio Rancho Blvd SE
Rio Rancho, NM 87124

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7400 Lomas Blvd NE,
Albuquerque, NM 87110

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4718 Lomas Blvd NE,
Albuquerque, NM 87110

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5995 Alameda Blvd NE
Albuquerque, NM 87113

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7201 Lomas Blvd NE
Albuquerque, NM 87110

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8800 Lomas Blvd NE
Albuquerque, NM 87112

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9621 Coors Blvd NW
Rio Rancho, NM 87114

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2603 American Rd SE,
Rio Rancho, NM 87124

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9901 Coors Blvd NW,
Albuquerque, NM 87114

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8601 Lomas Blvd NE
Albuquerque, NM 87112

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Ready to find your next vehicle?

Choose your preferred dealership and start browsing now! Shopping in slippers is more fun, anyway.

Get Started

Ready to get pre-approved? Apply instantly!

Click

Apply online, day or night!

Call

Give us a call, and a member service representative will help you get started.

CALL 1-800-880-5328

Visit

Stop by any of our convenient branches to apply.

Loan subject to approval based on program guidelines and other factors. Must be first auto loan (no previous auto loan or auto specific credit). Third-party transactions do not qualify. Two references from different households will be required. Loan term max is 72 months. Proof of income is required. Minimum income does not include bonuses or overtime. Vehicle must be from previous four model years with fewer than 75,000 miles. See a representative for a complete list of participating dealerships and full loan details. Membership eligibility required. 

Let's Make Friends

Share the love! Get $200 for you and your friend for each qualified referral you make.

Online and Mobile Banking are currently experiencing technical difficulties and may be intermittently unavailable. We apologize for any inconvenience this causes our members.