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How to Avoid Holiday Charity Scams

By K-Staff

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With the holiday season, charitable giving through generosity endeavors like Giving Tuesday and Season of Giving is on the rise – but with the increase in organizations who support charitable causes, there are also scammers and fraudsters who are looking to take advantage of your better nature to get easy money. Before you cut a check or provide your credit card number for charity this December, follow these rules so you can avoid falling victim to holiday charity scams.

Do your research

  • Research before donating, using resources like Charity Navigator, Charity Watch, and BBB’s Wise Giving Alliance.
  • Try searching for the name of the charity plus the words “scam” or “fraud” to see if there are any reports online about the charity you’re looking at.

Pay the right way

  • Donate directly to trusted organizations through their official websites when possible. Avoid clicking on links from social media or emails unless you’re sure they’re legitimate.
  • Pay by check or credit card – not cash, wire transfers, gift cards or cryptocurrency. Scammers want payments that are difficult to trace or reverse.
  • Keep records of your donations, and make sure that you haven’t registered for recurring donations if you only want to give once.

Don't fall for tricks

  • High-pressure tactics and false urgency are hallmarks of fraudsters and scammers. Don’t let anyone rush you into making a decision about a donation – legitimate charities are happy to receive donations at any time and won’t cold-call you to demand payments.
  • Some fraudulent organizations will use sound-alike or look-alike charity names in an effort to trick you into trusting them with making a donation. Research any organization you intend to donate money towards so you can avoid being fooled.
  • Scammers can use spoofed caller IDs to make it appear like they are a legitimate business or from a local area code. If you want to donate to a charity by phone, find that charity’s verified phone number and contact them yourself.

Sources:

Donating Safely and Avoiding Scams; https://consumer.ftc.gov/features/donating-safely-avoiding-scams 

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