Menu
ROUTING NUMBER: 307070050
Rest Confident, Your Money is Safe and Secure at Kirtland Credit Union, a message from our President & CEO. Learn More
All Kirtland CU branches and locations will be closed on Wednesday, January 1st in observance of New Year’s Day.
If you may experience financial hardship related to the government shutdown, we’re here to help. Call 1.800.880.5328 or visit one of our branch locations for more information.
ROUTING NUMBER: 307070050
By K-Staff
Scammers use social media networks in a variety of ways. They can be committed using a myriad of platforms, including TikTok, Facebook, Craigslist, and Etsy. However, the steps that fraudsters take are typically the same. Let’s review:
Scammers send direct messages or advertise in comments with links pointing to fake login pages, trying to get users to enter their login credentials. Users’ accounts are then hijacked once those credentials have been harvested.
It’s important to remember that scammers may try to trick you into sharing your personal information, usually by email or through an in-app message.
If you see or receive a suspicious message, email, video, or link, don’t open it. Report it to your social media platform’s support channel immediately.
Keep in mind:
Fraudsters may set up a fake e-commerce store, and then advertise selling goods that may not exist. If you make a purchase on these e-commerce sites, the scammer will either take your funds immediately or hold the card information to make their own unauthorized purchases.
Fraudsters may also open accounts posing as celebrities, brands, or influencers to build a large following, which they then leverage to promote malicious links or content.
Resist the urge to click on a link or attachment from an unverified source. This is a surefire way to introduce malware or other malicious programs on your devices.
Accounts promise viewers an easy way to make money by simply sharing posts, liking content, or sending an upfront registration fee.
Of course, the promised payouts never come.
Links posted on profiles and in video descriptions can lead to sites harboring viruses and malware when clicked. This gives criminals access to viewers’ devices and data.
Scammers use psychological manipulation to build online relationships with victims, eventually leading to requests for money through sob stories, romance scams, and fake emergencies.
Take immediate action to mitigate potential damage. Look up phone numbers and email addresses using a safe source, such as the platform’s official website.
Examples:
Change your account password and any other accounts that share the same password. This helps protect your personal information and prevent further unauthorized access.
If you provided financial information, such as non-public personal information, your username, password, access codes, or credit/debit card information, contact your bank or credit card issuer immediately.
They can help you dispute charges, block your card, and issue a new card if necessary.
Set your account up for account alerts with KCU Online and Mobile to help you monitor your accounts.
Keep an eye on your statements and credit reports for any unauthorized transactions or other signs of identity theft.
Notify one of the nationwide credit reporting agencies directly to place a free fraud alert on your accounts.
Go to IdentityTheft.gov to complete a report.
Report theft through your local law enforcement department and provide the report number to our BSA Fraud Department.
Learn from the experience to avoid future scams. Stay informed about common scam tactics and how to recognize them.
By taking these steps promptly, you can protect yourself from further harm. Stay vigilant and proactive in safeguarding your personal and financial information.
Routing Number: 307070050
6440 Gibson Blvd. SE, Albuquerque, NM 87108
Federally insured by NCUA Equal Opportunity Lender