Rest Confident, Your Money is Safe and Secure at Kirtland Credit Union, a message from our President & CEO. Learn More

All Kirtland CU branches and locations will be closed on Monday, May 27 in observance of Memorial Day.

Kirtland Credit Union will never ask you to provide, update, or verify personal or account information through an unsolicited email, phone call, or text message.

We will NEVER ask for your online banking access codes, credentials or for you to transfer money.

If you receive an unsolicited email, phone call, or text message, DO NOT RESPOND. Notify us at (505) 254-4369 or 1-800-880-5328.

Learn more about fraud awareness and prevention at our Security Center page.

Concerned about how a government shutdown may impact you? Call us at 1.800.880.5328 to discuss your needs.

Why Join Kirtland CU?

Banking should be easy, personal, and built to help you achieve your financial goals.

Member Ownership

Our members are the owners! We do what we do not for profit, but to SERVE.

Better Banking

We have far fewer fees for everyday services compared to banks.

Easy Access

Online and Mobile Banking technology gives you 24/7 access - from anywhere.

Lower Rates

We go the extra mile for our members. That means the lowest rates on loans. Compare!

Solutions You Need

An account to pay bills with? An awesome rate on a credit card? An easy loan to finance your next car or home? We got you!

Local - We're Neighbors!

With branches conveniently located throughout the Albuquerque metro area.

Joining Kirtland CU is quick and easy!
Start with your very next paycheck.

1) Click any OPEN AN ACCOUNT button on the page.

2) Under Eligibility, click I am an employee, member or family member of the following Select Employee Group, then choose Explora.

3) Choose a checking account. Freedom-Plus Checking is FREE when you arrange a qualifying direct deposit, maintain a $2,000 balance, or have at least 10 debit transactions each month. E-Checking and military accounts are always free. 

4) Follow the prompts to enter your information and arrange your membership share* and first checking account deposit.

5) Enroll in Online and Mobile Banking for 24/7 access to your accounts – from anywhere!

6) When you’re ready for the next step – buying a car or a home – Kirtland CU will be here with the loans you need to achieve your dream.

Dana Trujillo
Branch Manager, West Alameda

Let’s Meet At West Alameda!

Ready to get started? Open your account online, or come meet me at our West Alameda branch, located at the intersection of Coors and Alameda!

This branch is coinless—you’ll have the opportunity to deposit the change in your savings or checking account—your coffee fund!— or round up your withdrawal to the nearest whole dollar amount.

Coors PAvilion

4101 Coors Blvd. NW
Suite B
Albuquerque, NM 87120

Get Directions


  • Monday – Thursday: 9:00 a.m. – 5:00 p.m.
  • Friday: 9:00 a.m. – 6:00 p.m.
  • Saturday: 9:00 a.m. – 3:00 p.m.
  • Sunday: Closed

Branch Services

Find an ATM or visit one of our other convenient Albuquerque area locations!


Manage your finances and meet your goals with the best tools—from easy everyday banking solutions to loans for your biggest dreams.


This is personal banking! Choose a checking account to fit your lifestyle, each with NO monthly fees1, and the digital options you need.

Digital Tools

Easy digital banking options make managing your finances a breeze. Deposit checks, pay a friend, manage your budget and more—from anywhere!

Home Loans

We’re Albuquerque’s home loan leader! Find your best rate with no points and never send a payment out of state again with a Kirtland FCU mortgage.

Credit Card

The Independence Credit card fits YOU! Choose your perks—earn rewards, lower your rate even more, or earn 1.5% UNLIMITED cash back2 on every purchase!

Auto Loans

Hit the road with great rates, quick approvals and easy payments on your next car, truck, motorcycle, RV, boat, and more! If it moves, we’ve got the loan you need.


As a member, you have access to Kirtland FCU’s free events, including monthly seminars and webinars, as well as insightful articles—the more you know!

Don't Be a Victim!

You need to know about credit union impersonation scams so you can avoid becoming a victim of these nefarious tactics.

Online and Mobile Banking will be unavailable on Thursday, May 9 from 10:00 p.m. to 6:00 a.m. Friday, May 10.