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Estate Planning Key Numbers

By Kirtland Financial Services

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You will find here some key numbers associated with estate planning, as well as the federal gift tax and estate tax rate schedules for 2020 and 2021.

20202021
Annual gift tax exclusion$15,000$15,000
Gift tax and estate tax applicable exclusion amount$11,580,0001 + DSUEA2$11,700,0001 + DSUEA2
Noncitizen spouse annual gift tax exclusion$157,000$159,000
Generation-skipping transfer (GST) tax exemption$11,580,0003$11,700,0003
GST tax rate40%40%
Special use valuation limit (qualified real property in decedent's gross estate)$1,180,000$1,190,000

1 The basic exclusion amount.

2 Deceased spousal unused exclusion amount (for 2011 and later years)

3 The GST tax exemption is not portable.

2021 and 2021 Gift Tax and Estate Tax Rate Schedule

Taxable Gift/EstateTentative Tax EqualsPlusOf Amount Over
$0 - $10,000$018%$0
$10,000 - $20,000$1,80020%$10,000
$20,000 - $40,000$3,80022%$20,000
$40,000 - $60,000$8,20024%$40,000
$60,000 - $80,000$13,00026%$60,000
$80,000 - $100,000$18,20028%$80,000
$100,000 - $150,000$23,80030%$100,000
$150,000 - $250,000$38,80032%$150,000
$250,000 - $500,000$70,80034%$250,000
$500,000 - $750,000$155,80037%$500,000
$750,000 - $1,000,000$248,30039%$750,000
$1,000,000 +$345,80040%$1,000,000
Credit shelter amount: $11,580,000 in 2020, $11,700,000 in 2021Unified credit amount: $4,577,800 in 2020, $4,625,800 in 2021

Content in this material is for general information only and not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. The information provided is not intended to be a substitute for specific individualized tax planning or legal advice. We suggest that you consult with a qualified tax or legal professional. LPL Financial Representatives offer access to Trust Services through The Private Trust Company N.A., an affiliate of LPL Financial.

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Kirtland Federal Credit Union and Kirtland Financial Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Kirtland Financial Services, and may also be employees of Kirtland Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Kirtland Federal Credit Union or Kirtland Financial Services. Securities and insurances offered through LPL or its affiliates are:

Not NCUA Insured or Any Other Government  | No Credit Union Guaranteed | Not Credit Union Deposits or Obligations | May Lose Value

The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

Kirtland Federal Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services.

Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

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