ROUTING NUMBER: 307070050
Bank Anywhere, Anytime, with Kirtland CU's Digital Banking
Manage all of your accounts on one platform, securely accessible from your computer, laptop, or mobile phone.
Banking, reimagined – experience freedom with our new Digital Banking platform
Account Access
View account balances, transaction history, and statements.
Make Transfers
Transfer funds between accounts, including internal and external transfers.
Bill Payment
Pay bills through bill pay services.
Card Management
Manage debit and credit cards, including locking cards and setting spending limits.
Mobile Deposits
Deposit checks using your smartphone.
Alerts & Notifications
Set up email and text alerts for account activity.
Unlock the Power of Digital Banking
- Ultimate Convenience: Bank on your schedule — check balances, transfer funds, and manage your money 24/7 from your phone, tablet, or computer.
- Powerful Security: Your protection is our priority. We safeguard your data with advanced encryption, multi-factor authentication, and constant monitoring.
- Time-Saving Efficiency: Say goodbye to late fees and long lines. Schedule recurring payments, set up automatic transfers, and manage everything in just a few taps.
- Smart Financial Tools: Gain insights into your spending, set savings goals, and take advantage of interactive tools designed to help you stay in control of your finances.
SavvyMoney®
We have made it easy for members to monitor and check their credit scores and reports! This free tool is now available in Digital Banking.
SavvyMoney® is a comprehensive credit score program in our Digital Banking Solution that instantly provides you with free credit score analysis, monitoring, credit alerts, and personalized offers—all in one dashboard.
This invaluable tool can start shaping your financial future to align with your goals. Not only can you access your most recent credit score with no repercussions, but SavvyMoney® helps you understand each factor that influences your credit score and even offers the ability to easily dispute any errors you may come across on your credit report.
Frequently Asked Questions
To view the information for each topic, please click on the topic’s button.
Online Banking
Mobile App: Android Phone or Tablet
- Download the Kirtland CU App
- Install Kirtland CU Mobile App
Mobile App: Apple Phone or Tablet
- Download the Kirtland CU App
- Install Kirtland CU Mobile App
What are support versions of browsers and devices?
Staying up to date on the latest browser and mobile OS releases ensures your member experience is as secure as possible.
- Supported Browsers: Chrome, Firefox, Edge, Safari (two latest versions)
- Supported Devices: Android newest 2 versions, Apple iOS newest 2 version
- Device Operating Systems: Mac OS 11 or higher, Windows 10 v 22H2 or higher, Windows 11 or higher
Does online and mobile banking look similar to each other?
Yes. It features a fresh and modern design with a personalized dashboard that gives you an organized overview of your accounts. You get a consistent experience whether you are using the mobile app or online banking.
Am I able to see my statements and tax documents?
Yes. You can navigate to Documents and Statements to view your statements as well as your tax documents.
How secure is the new online and mobile banking?
The upgraded system is very secure. We employ:
- Multi-factor authentication
- End-to-end encryption
- Secure device enrollment
- Regular security updates
- Real time fraud monitoring
Remember to:
- Regularly update your app
- Keep your login credentials confidential
- Never share a username, password, or one-time passcode with anyone
- Maintain up-to-date contact information
If you notice any suspicious activity, please call our Contact Center at 1-800-880-5328 immediately.
What is a one-time passcode?
A unique one-time passcode is sent via text message, call, or email to the phone number or email we have on file for your account. This code is your key to accessing our new Digital Banking.
Never share this code with anyone.
Kirtland CU will NEVER ask you for your one-time passcode
To protect your account and personal information, it is vital that you do not share your one-time passcode with anyone.
Kirtland Credit Union will never contact you asking for your one-time passcode. If you receive such a request, it is a fraudulent attempt to gain access to your account. Hang up or don’t respond to the text and reach out to us directly.
Remember:
- Do not share your one-time passcode with anyone.
- Kirtland Credit Union will never ask for your one-time passcode.
- Keep your phone number updated with us to ensure you receive your one-time passcode.
What other options do I have to receive a one-time passcode?
Upon your first log in, you will be required to validate your identity using text, call, or email.
You must receive a one-time passcode for your first log in.
After your first login, you can navigate to Security, and then Validation to see the additional options.
