Rest Confident, Your Money is Safe and Secure at Kirtland Credit Union, a message from our President & CEO. Learn More
Mobile Check Deposit is Temporarily Unavailable. We apologize for the inconvenience.
All Kirtland CU branches and locations will be closed on Monday, May 25 in observance of Memorial Day.
Join us at our 2026 Annual Meeting at our Gibson Operations Center on Tuesday, March 24 at 5:00pm. Click here for event details.
If you may experience financial hardship related to the government shutdown, we’re here to help. Contact us at 1.800.880.5328 for assistance, and click here to see how we are standing with you.
If you are experiencing financial hardship related to the government shutdown, we’re here to help. Click here to see how we are standing with you.
Use caution if you receive a call, email, or text message that appears to be from Kirtland Credit Union. Don’t click on links or call phone numbers in unsolicited messages. Remember: We will NEVER ask for your online banking access codes, credentials or for you to transfer money.
Chat Temporarily Unavailable: We’re currently experiencing issues with our chat service in Digital Banking. For immediate assistance, please call us or visit your nearest branch. We apologize for the inconvenience.
ROUTING NUMBER: 307070050
With rates as low as 9.25% APR*, the Kirtland CU Credit Card can save you money every month with a balance transfer.
Are you carrying a balance on a high-interest rate credit card? The Independence Credit Card could save you money every month with a lower interest rate.
A lower interest rate means a lower total balance that you’ll need to pay back. If your goal is to pay off your balance in a certain time frame, you can lower your monthly payment and still achieve that goal with a lower interest rate.
If your goal is to pay off your balance as quickly as possible, or you have a fixed monthly payment you can afford, a lower rate can help. A lower total payback amount means you’ll reach payoff faster compared to the same balance with a higher rate.
These savings compound when you combine multiple high-interest rate cards into one low-rate Independence Credit Card with Kirtland CU.
Three easy ways to apply.
Apply online when it works for you—24 hours a day, 7 days a week.
Give us a call, and a member service representative will help you get started.
Stop by any of our five convenient branches to start your application.
Membership eligibility required. *APR=annual percentage rate. Rates effective the first of each month and are subject to change at any time without notice. Actual rate and credit card approval are dependent on credit worthiness, and other factors. Any generated estimate using this calculator does not constitute an agreement or guarantee of any rate.
Join us for our 2026 Annual Meeting, where we’ll cover the state of the credit union – all members are welcome!
Click here for complete details on in-person and online attendance options.
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