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All Kirtland CU branches and locations will be closed on Thursday, November 28 in observance of Thanksgiving.

Phishing attempts are on the rise. Use caution if you receive a call, email, or text message that claims to be from Kirtland CU. Remember: we will never ask for your online banking access codes or credentials, or for you to transfer money. Learn more on our Fraud Awareness and Prevention Center. 

FRAUD ALERT: Have you received a text message asking to verify a fraudulent transaction? Do not click on that link or call the phone number on your text message. Scammers are using a variety of messages and techniques to gain access to your account. Learn how to protect yourself on our Fraud Awareness and Prevention Center.

We have engaged Forvis Mazars, LLP (Attn: Bud Hollenkamp, 1801 California Street, Ste. 2900, Denver, CO 80202) to perform member verifications. Kindly compare the balance of your accounts on your September 2024 statement WITH YOUR RECORDS. If balances do not agree, please address your discrepancies directly to Forvis Mazars, LLP. Include your name, truncated account number, and an explanation of the difference noted.  A reply is not considered necessary unless a difference is noted.

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The Surprising Benefits of Hiring Veterans

By Kirtland Financial Services

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There are many benefits to hiring military veterans—well beyond the skills and experience they gained during their service. Here are some benefits and advantages a business may realize by hiring veterans.

Leadership Skills

Many veterans have experience leading teams, making critical and time-sensitive decisions, and solving complicated problems. These leadership skills translate into many other useful contexts, from retail management to project management and everything in between. Another common characteristic among veterans is their ability to motivate others to work toward a common goal.

Strong Work Ethic

The military has a strict “no slackers allowed” rule, and while veterans may relax a bit once they’re no longer in uniform, they share a strong work ethic and desire to succeed. They’re used to high-pressure environments with firm deadlines and want to tackle just about anything you might throw their way.

Resilience and Adaptability

A key part of military training involves adapting to diverse environments—after all, you never know when or where the next war might occur. This adaptability came in handy during the pandemic when many businesses were forced to make daily decisions on risk management, infectious disease protocol, and cybersecurity in an increasingly online environment. Veterans bring a level of resilience to their workplace that lets them effectively handle stress.

Teamwork and Collaboration

Veterans are used to working closely with diverse teams and respecting different perspectives, so they often thrive in collaborative work environments. Many have honed their communication skills in these environments, giving them the ability to cut through the “noise” and get to the root of an issue or problem.

Technical Skills

Depending on their military occupational specialty, veterans may have specialized skills in areas like cybersecurity, logistics, engineering, or healthcare. This may be valuable to employers who are looking for subject matter pros who thrive in fast-paced, collaborative environments.

By that same token, veterans with security clearances might be a great asset for employers requiring security-sensitive roles. Many veterans gravitate toward working with government agencies, defense contractors, cybersecurity, and intelligence providers.

Tax Incentives and Benefits

Businesses that hire veterans may be eligible for several tax incentives. One of the most significant benefits is the Work Opportunity Tax Credit (WOTC)1, which gives direct tax credits to businesses that hire individuals in one of ten protected groups, including veterans. These tax credits allow businesses to offer competitive salaries without harming the bottom line.

Overall, veterans bring a lot to the table and may add quality team-building potential to any work environment. When looking for new hires, it may be an effective strategy to hunt for veterans who could have the qualifications needed to fill positions in any organization. Certainly, hiring highly skilled veterans is worth considering, when the job tasks learned during military service might apply to some skilled efforts in related private industries. Hiring a vet is a terrific way to thank them for their service to the country.

1 WOTC Fact Sheet 2024
https://www.dol.gov/sites/dolgov/files/ETA/wotc/pdfs/WOTC-Fact-Sheet-2024.pdf

Content in this material is for educational and general information only and not intended to provide specific advice or recommendations for any individual.

This article was prepared by WriterAccess.

LPL Tracking #577211

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Kirtland Federal Credit Union and Kirtland Financial Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Kirtland Financial Services, and may also be employees of Kirtland Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Kirtland Federal Credit Union or Kirtland Financial Services. Securities and insurances offered through LPL or its affiliates are:

Not NCUA Insured or Any Other Government  | No Credit Union Guaranteed | Not Credit Union Deposits or Obligations | May Lose Value

The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

Kirtland Federal Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services.

Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

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