With the VISA® Platinum Low Rate card, you get our lowest available rate and one of the lowest non-teaser rates on the market.
With our Cash Rebate card, you get cash back on every purchase you make.
Turn your purchases into your next adventure with travel rewards, or claim merchandise and other rewards with CU Rewards points.
Once the introductory 90-day period is completed, you may be eligible3 to earn bonus rewards for qualifying purchases. Each quarter offers bonus rewards for every purchase dollar in the quarter’s category.
Eligible Categories*:
Gas
Groceries
Eligible Categories*:
Home Improvement
Eligible Categories*:
Travel & Entertainment
Eligible Categories*:
Retail
Two easy ways.
Apply instantly now...or later! Whenever it works for you.
Give us a call, and a member service representative will help you get started.
Stop by any of our convenient branches to open your account.
IMPORTANT NOTICES AND DISCLAIMERS
* Membership required. Terms and conditions apply. Other special discounts may not be combined. Equal Opportunity Lender.
1. APR = Annual Percentage Rate and can change at any time without notice. All loans are subject to additional underwriting requirements. Your interest rate will be determined based on credit and other factors.
2. The Kirtland CU VISA® Platinum Card has a variable interest rate, indexed to the Prime Rate, and tiered based on credit-worthiness criteria. A margin (also based on creditworthiness criteria) is added to the index value to determine the interest rate. The APR can change quarterly, based on changes to the index, and annually, based on changes to the credit-worthiness criteria. Index Value: December 23, 2024 through January 31, 2025 (Wall Street Journal Prime Rate as of December 18, 2024) = 7.50%.
Promotional Information: Low Rate Card – Balance transfers and purchases are 0% interest rate for 12 months with a 3% balance transfer fee for each transfer. Offer available for the first 90 days after account opening; Cash Rebate Card – 5% cash back on all purchases for 90 days, up to $5,000 spend; Rewards Card – 3x points on all purchases for 90 days, up to $5,000 spend.
See the Kirtland CU Guide To Card Benefits, Credit Card Agreement, Credit Card Application and Solicitation Disclosure for more information. A main Share (savings account) is required for membership at Kirtland CU with a $5 per signer minimum balance and must be established before any other account may be opened. Account triggered fees and charges that may be assessed against your account are disclosed in the Fee Schedule. For complete details, refer to the Truth-In-Savings Disclosure. Kirtland CU welcomes veteran, active-duty, and retired members of all branches of the U.S. military, including NM National Guard and Reserve, who have ever been served by KAFB; contractors, employees, and retirees of businesses who work on or with KAFB under contract with the U.S. Government; members and employees of partner organizations throughout Albuquerque; and family members of eligible or existing members.
Speak with a representative for complete details.
Routing Number: 307070050
6440 Gibson Blvd. SE, Albuquerque, NM 87108
Federally insured by NCUA Equal Opportunity Lender
