The credit union is experiencing technical difficulties. We greatly appreciate your patience.
Don’t turn to high-rate store credit cards or costly payday loans to handle holiday expenses. Receive 1% off your approved rate on a personal loan when you borrow for holiday expenses.
Offer available through December 31, 2022
up to $10,000
up to 36 months
as low as 8.99% APR*
Once you’ve generated the estimate, click Save or Apply Now to send us your information. A member representative with Kirtland CU will follow up to answer any questions or get your application started.
Using a small shorter-term fixed-rate loan is a smarter way to handle holiday expenses.
Fixed-rate loans mean predictable monthly payments and clear interest charge. Revolving debt (credit cards) continue to accrue interest if you don’t pay off the balance right away.
The average interest rate on a store-only credit card? A whopping 25% APR* That’s high-priced borrowing if you don’t pay off your balance before an introductory rate ends.
Payday loan options charge sky-high interest rates for quick cash. Avoid this option at all costs! A small personal loan a much better financial solution.
Three easy ways to start your application.
Open your account online when it works for you - 24 hours a day, 7 days a week.
Give us a call, and a member service representative will help you get started.
Drop by any of our convenient branches to to start your application.
* APR=Annual Percentage Rate. Loan and rate subject to approval based on credit worthiness and other factors. I% rate discount valid for qualifying personal loans funded by December 31, 2022. 8.99% APR rate available for A+ credit tier applicants. Valid only on loans up to $10,000 and with a term no greater than 36 months. Restrictions apply. See a representative for complete details.
Calculator: Displayed rates, terms, and calculations are estimations only. Varying rates and terms are available based on credit worthiness and other factors.
Routing Number: 307070050
6440 Gibson Blvd. SE, Albuquerque, NM 87108
Federally insured by NCUA Equal Opportunity Lender
Join us at our 2023 Annual Membership Meeting on Tuesday, March 21 at our Gibson Branch at 4:30 p.m.
Can't be there in person? Register to view online! Click Learn More for more details.
Kirtland CU Online, Mobile, and Telephone Banking will be unavailable on Sunday, December 11 between 12:30 – 7:30 a.m. as we perform system maintenance.