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X-WR-CALDESC:Events for Kirtland Credit Union
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DTSTART;TZID=America/Denver:20230912T113000
DTEND;TZID=America/Denver:20230912T123000
DTSTAMP:20260514T095920
CREATED:20230519T215407Z
LAST-MODIFIED:20230519T215407Z
UID:12717-1694518200-1694521800@kirtlandcu.org
SUMMARY:Psychology of Spending
DESCRIPTION:We all have a “money personality” and it has a major impact on our attitudes\, relationship with money\, and spending habits. By understanding this\, individuals can monitor and adjust their behaviors to make smart money decisions. This session will teach strategies and tactics to decode personality types to gain control over finances.
URL:https://kirtlandcu.org/event/psychology-of-spending/2023-09-12/
CATEGORIES:Balance Webinars
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DTSTART;TZID=America/Denver:20230808T113000
DTEND;TZID=America/Denver:20230808T123000
DTSTAMP:20260514T095920
CREATED:20230519T215242Z
LAST-MODIFIED:20230519T215242Z
UID:12715-1691494200-1691497800@kirtlandcu.org
SUMMARY:Safeguarding Kids' Identity & Online Privacy
DESCRIPTION:Today’s youth generation is tech-savvy and connected online. However\, parents still play an important role in helping them avoid online hazards such as identity theft\, privacy and cyber-bullying. This workshop covers important issues including online privacy tips\, managing computer settings\, smartphone apps\, and positive online behavior.
URL:https://kirtlandcu.org/event/safeguarding-kids-identity-online-privacy-3/2023-08-08/
CATEGORIES:Balance Webinars
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BEGIN:VEVENT
DTSTART;TZID=America/Denver:20230711T113000
DTEND;TZID=America/Denver:20230711T123000
DTSTAMP:20260514T095920
CREATED:20230519T215028Z
LAST-MODIFIED:20230519T215058Z
UID:12713-1689075000-1689078600@kirtlandcu.org
SUMMARY:Drive Away Happy: Car Buying Decisions
DESCRIPTION:Getting a car can be overwhelming and stressful with all the decisions to make: new or used; buy or lease; zero percent financing or rebate (not to mention what color to pick). Participants will learn tips and tricks to have the best car shopping experience possible\, while also making wise financing decisions.
URL:https://kirtlandcu.org/event/drive-away-happy-car-buying-decisions/2023-07-11/
CATEGORIES:Balance Webinars
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BEGIN:VEVENT
DTSTART;TZID=America/Denver:20230613T113000
DTEND;TZID=America/Denver:20230613T123000
DTSTAMP:20260514T095920
CREATED:20230519T214911Z
LAST-MODIFIED:20230519T214911Z
UID:12711-1686655800-1686659400@kirtlandcu.org
SUMMARY:Becoming a Homeowner
DESCRIPTION:Homeownership starts well before the contracts are signed—preparation is one of the keys to a smooth home buying process. This session covers all major pre-purchase topics such as budgeting\, the down payment\, credit reports\, debt-to-income ratios\, and the mortgage lending process.
URL:https://kirtlandcu.org/event/becoming-a-homeowner/2023-06-13/
CATEGORIES:Balance Webinars
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Denver:20221213T113000
DTEND;TZID=America/Denver:20221213T123000
DTSTAMP:20260514T095920
CREATED:20220608T181936Z
LAST-MODIFIED:20220608T182004Z
UID:11760-1670931000-1670934600@kirtlandcu.org
SUMMARY:Planning For Money Milestones
DESCRIPTION:There are many important financial milestones for consumers in their 20s and 30s. To help prepare today’s “Millennials” for a positive financial future—without sacrificing fun—we take a realistic approach to managing finances. We’ll cover SMART goals\, getting financially organized\, building a budget\, controlling expenses\, wiping out debt\, and much more!\n			\n						Reserve Your Place
URL:https://kirtlandcu.org/event/planning-for-money-milestones/2022-12-13/
CATEGORIES:Balance Webinars
ATTACH;FMTTYPE=image/jpeg:https://kirtlandcu.org/wp-content/uploads/Balance-KFCU-Webinar-banner-1222-scaled.jpg
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DTSTART;TZID=America/Denver:20221108T113000
DTEND;TZID=America/Denver:20221108T123000
DTSTAMP:20260514T095920
CREATED:20220608T181548Z
LAST-MODIFIED:20220608T181706Z
UID:11758-1667907000-1667910600@kirtlandcu.org
SUMMARY:Using Credit Cards Wisely
DESCRIPTION:A credit card can be a valuable financial tool. However\, before racking up big charges on multiple cards\, participants should learn smart ways to handle their credit cards and take a disciplined approach. \n			\n						Reserve Your Place
URL:https://kirtlandcu.org/event/using-credit-cards-wisely-2/2022-11-08/
CATEGORIES:Balance Webinars
ATTACH;FMTTYPE=image/jpeg:https://kirtlandcu.org/wp-content/uploads/Balance-KFCU-Webinar-banner-1122-scaled.jpg
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DTSTART;TZID=America/Denver:20221011T113000
DTEND;TZID=America/Denver:20221011T123000
DTSTAMP:20260514T095920
CREATED:20220608T180713Z
LAST-MODIFIED:20220608T180910Z
UID:11751-1665487800-1665491400@kirtlandcu.org
SUMMARY:Breezing Through the Holidays
DESCRIPTION:It may be called “the most wonderful time of the year” but December can also be filled with unwanted debt with holiday spending. Learn budgeting strategies and tactics to avoid that year-end credit card crunch and sidestep debt traps in the future.\n\nReserve Your Place
URL:https://kirtlandcu.org/event/breezing-through-the-holidays/2022-10-11/
CATEGORIES:Balance Webinars
ATTACH;FMTTYPE=image/jpeg:https://kirtlandcu.org/wp-content/uploads/Balance-KFCU-Webinar-banner-1022-scaled.jpg
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BEGIN:VEVENT
DTSTART;TZID=America/Denver:20220809T113000
DTEND;TZID=America/Denver:20220809T123000
DTSTAMP:20260514T095920
CREATED:20220608T175834Z
LAST-MODIFIED:20220608T180822Z
UID:11749-1660044600-1660048200@kirtlandcu.org
SUMMARY:Raising a Money Smart Kid
DESCRIPTION:Earning money\, spending and saving are important lessons children learn very early on in life. This session will help guide parents on effective ways to educate children about financial responsibility that can last a lifetime.\n\nReserve Your Place
URL:https://kirtlandcu.org/event/raising-a-money-smart-kid/2022-08-09/
CATEGORIES:Balance Webinars
ATTACH;FMTTYPE=image/jpeg:https://kirtlandcu.org/wp-content/uploads/Balance-KFCU-Webinar-banner-0822-scaled.jpg
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BEGIN:VEVENT
DTSTART;TZID=America/Denver:20220614T113000
DTEND;TZID=America/Denver:20220614T123000
DTSTAMP:20260514T095920
CREATED:20220608T175256Z
LAST-MODIFIED:20220608T180031Z
UID:11746-1655206200-1655209800@kirtlandcu.org
SUMMARY:Repaying Student Loans
DESCRIPTION:Student loans can put a heavy burden on monthly finances\, sometimes rivaling the cost of a mortgage. These days there are many options to help repay these loans. This session will teach attendees about the choices available.\n\nReserve Your Place
URL:https://kirtlandcu.org/event/repaying-student-loans/2022-06-14/
CATEGORIES:Balance Webinars
ATTACH;FMTTYPE=image/jpeg:https://kirtlandcu.org/wp-content/uploads/Balance-KFCU-Webinar-banner-0622-scaled.jpg
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BEGIN:VEVENT
DTSTART;TZID=America/Denver:20220412T113000
DTEND;TZID=America/Denver:20220412T123000
DTSTAMP:20260514T095920
CREATED:20220301T233922Z
LAST-MODIFIED:20220301T234009Z
UID:11496-1649763000-1649766600@kirtlandcu.org
SUMMARY:On The Road To Riches
DESCRIPTION:Investing is one of the smartest things consumers can do to secure a brighter financial future. Every investor has different goals\, risk tolerance\, and cash flow\, which will impact savings and investment choices. Participants will learn about savings strategies and tactics\, investment tools\, and how to develop an investment portfolio that works with their lifestyle and budget.\n			\n						Click here to RSVP
URL:https://kirtlandcu.org/event/on-the-road-to-riches/2022-04-12/
CATEGORIES:Balance Webinars
ATTACH;FMTTYPE=image/jpeg:https://kirtlandcu.org/wp-content/uploads/Balance-KFCU-Webinar-0422-scaled.jpg
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BEGIN:VEVENT
DTSTART;TZID=America/Denver:20220308T113000
DTEND;TZID=America/Denver:20220308T123000
DTSTAMP:20260514T095920
CREATED:20211203T205709Z
LAST-MODIFIED:20211203T205749Z
UID:11185-1646739000-1646742600@kirtlandcu.org
SUMMARY:Solving the Mystery of Credit Reports
DESCRIPTION:Credit report scores hold a lot of power—they can help buy that first home but can also take away financial opportunities. This session provides an overview of credit bureaus\, credit scoring\, guidance to dispute inaccuracies\, improving credit scores\, and dealing with identity theft and fraud.\n			\n						Click here to RSVP
URL:https://kirtlandcu.org/event/solving-the-mystery-of-credit-reports/2022-03-08/
CATEGORIES:Balance Webinars
ATTACH;FMTTYPE=image/jpeg:https://kirtlandcu.org/wp-content/uploads/Balance-KFCU-Webinar-0322-scaled.jpg
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BEGIN:VEVENT
DTSTART;TZID=America/Denver:20220208T113000
DTEND;TZID=America/Denver:20220208T123000
DTSTAMP:20260514T095920
CREATED:20211203T205420Z
LAST-MODIFIED:20211203T205505Z
UID:11182-1644319800-1644323400@kirtlandcu.org
SUMMARY:Saving With a Purpose
DESCRIPTION:Saving money is much easier with a goal in mind. This workshop shows you how to choose the right goals for you and overcome barriers to achieving them.\n			\n						Click here to RSVP
URL:https://kirtlandcu.org/event/saving-with-a-purpose/2022-02-08/
CATEGORIES:Balance Webinars
ATTACH;FMTTYPE=image/jpeg:https://kirtlandcu.org/wp-content/uploads/Balance-KFCU-Webinar-0222-scaled.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Denver:20220111T113000
DTEND;TZID=America/Denver:20220111T123000
DTSTAMP:20260514T095920
CREATED:20211027T222118Z
LAST-MODIFIED:20211027T222209Z
UID:11017-1641900600-1641904200@kirtlandcu.org
SUMMARY:Are You Financially Healthy?
DESCRIPTION:In this workshop you will understand what it means to be financially healthy – which is so much more than the one score everyone asks you about today – your credit score. True financial health is based on four key components: Spend\, Save\, Borrow\, and Plan. You’ll also get a chance to confidentially determine your own Financial Health Score and the steps you can take to improve that score.\n			\n						Click here to RSVP
URL:https://kirtlandcu.org/event/are-you-financially-healthy/2022-01-11/
CATEGORIES:Balance Webinars
ATTACH;FMTTYPE=image/jpeg:https://kirtlandcu.org/wp-content/uploads/Balance-KFCU-Webinar-0122-scaled.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Denver:20211207T123000
DTEND;TZID=America/Denver:20211207T133000
DTSTAMP:20260514T095920
CREATED:20211012T175032Z
LAST-MODIFIED:20211012T202721Z
UID:10961-1638880200-1638883800@kirtlandcu.org
SUMMARY:10 Steps To Financial Success
DESCRIPTION:We all measure financial success differently\, but all paths to get there require discipline and goals. This session teaches participants ways to financial control— including developing a spending plan\, creating objectives\, weighing insurance needs\, and other tools that will help get on the road to personal financial success.\n			\n						Click here to RSVP
URL:https://kirtlandcu.org/event/10-steps-to-financial-success/2021-12-07/
CATEGORIES:Balance Webinars
ATTACH;FMTTYPE=image/jpeg:https://kirtlandcu.org/wp-content/uploads/Balance-KFCU-Webinar-1221-scaled.jpg
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